Alaska auto insurance averages - $1,112.96 per year in 2023, ranked #27 of 51 states. NAIC Auto Insurance Database (June 2025 release).
Alaska's 2019-2023 expenditure path rose on this NAIC series; averages reflect purchased coverage mix, not a binder price.
| Year | Avg Expenditure | Liability Avg |
|---|---|---|
| 2023 Latest | $1,112.96 ▲9.8% | $624 |
| 2022 | $1,013.94 ▲3.9% | $578 |
| 2021 | $975.74 ▲0.9% | $561 |
| 2020 | $967.26 ▼2.4% | $563 |
| 2019 | $991.00 | $585 |
Evidence lead: Five-year movement
Alaska's strongest visible signal here is its 2019-2023 expenditure path. The cards below separate that change from level, annual shape, component mix, and registry coverage - descriptive only, not a quote.
Five-year movement
Alaska's +12.3% change ranks #43 of 51, placing it in the slowest-moving end of the 2019–2023 distribution. That result is an endpoint comparison, not evidence that every intervening year was flat. Annual direction and the latest one-year move are reported separately.
Year-by-year shape
Alaska's series dips once, -2.4% in 2020, and finishes above where it started without moving far. Both the dip and the recovery are small: the latest step is +9.8% and the largest single move is +9.8% in 2023. The five-year picture is closer to flat than to a trend.
Coverage-component signature
Alaska's most distinctive 2023 component is comprehensive: $180.15, or 27.7% below the 51-jurisdiction average of $249.02. This compares like-for-like component averages across jurisdictions. It does not treat liability, collision, and comprehensive as additive parts of average expenditure.
2023 cost position
Alaska's $1,112.96 average expenditure places it #27 of 51, in the broad middle of the reported jurisdictions. A middle rank does not mean every coverage component is typical: liability, collision, and comprehensive averages can occupy different positions even when the blended expenditure lands near the center.
Broad registry context
The companion registry spans 64 companies and 10,291 complaint records for Alaska. Those counts rank #1 and #1 of 51, placing this lookup in the broadest coverage tier. Its scale supports a wide company comparison, but raw complaint volume is not a complaint rate and cannot explain the auto-expenditure result.
Nearest expenditure peers. By average expenditure, Alaska's closest peers in this dataset are Virginia ($1,114.47) and Minnesota ($1,102.79), both within a few dollars of Alaska's own $1,112.96.
Note on state comparisons: These averages reflect the mix of coverages purchased in Alaska, not what any individual consumer pays. Your personal premium depends on your driving record, vehicle, coverage limits, deductible, credit score (where permitted), and insurer.
Read our methodology - how this data is sourced, computed, and verified.
