Release archive · NAIC
What changed in the auto-insurance data?
PlainInsurer retains five annual state-level releases rather than overwriting the prior values. Every movement below is computed from two matched source rows; it is not an estimate or an explanation of why a policyholder's premium changed.
What changed
NAIC 2023 data release
51 matched jurisdictions · 2022 → 2023
Across the same 51 jurisdictions, average reported expenditure rose from $1,056 to $1,191 (+12.8%). This is an equal-weight state average, not a national policyholder-weighted premium.
- Florida
Average expenditure rose from $1,568 in 2022 to $1,864 in 2023 (+18.9%).
- Virginia
Average expenditure rose from $950 in 2022 to $1,114 in 2023 (+17.3%).
- Arizona
Average expenditure rose from $1,155 in 2022 to $1,344 in 2023 (+16.4%).
- Oregon
Average expenditure rose from $1,006 in 2022 to $1,170 in 2023 (+16.4%).
- Illinois
Average expenditure rose from $994 in 2022 to $1,153 in 2023 (+16.0%).
- Texas
Average expenditure rose from $1,233 in 2022 to $1,429 in 2023 (+15.9%).
Retained release archive
Each row compares the same jurisdictions available in both adjacent annual records. Download links return the stored source-year rows, not a hand-maintained spreadsheet.
Method and limits
Comparisons use avg_expenditure for a jurisdiction only when both adjacent years
contain a positive value. The percentage is current minus prior, divided by prior. No missing
observation is filled, and no movement is attributed to a cause.
The NAIC figures are statewide averages across reported policy records. They are not quotes, forecasts, or evidence that every driver in a state experienced the displayed movement.