Release archive · NAIC

What changed in the auto-insurance data?

PlainInsurer retains five annual state-level releases rather than overwriting the prior values. Every movement below is computed from two matched source rows; it is not an estimate or an explanation of why a policyholder's premium changed.

What changed

NAIC 2023 data release

51 matched jurisdictions · 2022 → 2023

Across the same 51 jurisdictions, average reported expenditure rose from $1,056 to $1,191 (+12.8%). This is an equal-weight state average, not a national policyholder-weighted premium.

  • Florida

    Average expenditure rose from $1,568 in 2022 to $1,864 in 2023 (+18.9%).

  • Virginia

    Average expenditure rose from $950 in 2022 to $1,114 in 2023 (+17.3%).

  • Arizona

    Average expenditure rose from $1,155 in 2022 to $1,344 in 2023 (+16.4%).

  • Oregon

    Average expenditure rose from $1,006 in 2022 to $1,170 in 2023 (+16.4%).

  • Illinois

    Average expenditure rose from $994 in 2022 to $1,153 in 2023 (+16.0%).

  • Texas

    Average expenditure rose from $1,233 in 2022 to $1,429 in 2023 (+15.9%).

View all 51 state and district changes

Retained release archive

Each row compares the same jurisdictions available in both adjacent annual records. Download links return the stored source-year rows, not a hand-maintained spreadsheet.

Release pair Matched rows Equal-weight average Change Downloads
2022 → 2023 51 $1,056 → $1,191 +12.8% 2022 CSV 2023 CSV
2021 → 2022 51 $1,003 → $1,056 +5.3% 2021 CSV 2022 CSV
2020 → 2021 51 $993 → $1,003 +1.0% 2020 CSV 2021 CSV
2019 → 2020 51 $1,015 → $993 -2.1% 2019 CSV 2020 CSV

Method and limits

Comparisons use avg_expenditure for a jurisdiction only when both adjacent years contain a positive value. The percentage is current minus prior, divided by prior. No missing observation is filled, and no movement is attributed to a cause.

The NAIC figures are statewide averages across reported policy records. They are not quotes, forecasts, or evidence that every driver in a state experienced the displayed movement.