Connecticut auto insurance averages - $1,393.95 per year in 2023, ranked #14 of 51 states. NAIC Auto Insurance Database (June 2025 release).
Connecticut sits above the 2023 national average expenditure; figures are NAIC Auto Insurance Database averages, not personal quotes.
| Year | Avg Expenditure | Liability Avg |
|---|---|---|
| 2023 Latest | $1,393.95 ▲9.0% | $854 |
| 2022 | $1,279.23 ▲3.1% | $797 |
| 2021 | $1,240.93 ▲0.9% | $789 |
| 2020 | $1,230.17 ▼2.9% | $791 |
| 2019 | $1,266.79 | $802 |
Evidence lead: Five-year movement
Connecticut's strongest visible signal here is its gap to the national average expenditure. The cards below separate that level gap from change, annual shape, component mix, and registry coverage - descriptive only, not a quote.
Five-year movement
Connecticut's +10.0% change ranks #48 of 51, placing it in the slowest-moving end of the 2019–2023 distribution. That result is an endpoint comparison, not evidence that every intervening year was flat. Annual direction and the latest one-year move are reported separately.
2023 cost position
Connecticut sits at #14 of 51 with $1,393.95 in average expenditure. It is outside the top-ten extreme but remains in the upper portion of the 2023 distribution. The measure reflects the coverage mix actually purchased in the state, so it should be read as a market benchmark rather than a price prediction.
Year-by-year shape
Connecticut's series dips once, -2.9% in 2020, and finishes above where it started without moving far. Both the dip and the recovery are small: the latest step is +9.0% and the largest single move is +9.0% in 2023. The five-year picture is closer to flat than to a trend.
Coverage-component signature
Connecticut's most distinctive 2023 component is comprehensive: $176.95, or 28.9% below the 51-jurisdiction average of $249.02. This compares like-for-like component averages across jurisdictions. It does not treat liability, collision, and comprehensive as additive parts of average expenditure.
Broad registry context
The companion registry spans 61 companies and 9,542 complaint records for Connecticut. Those counts rank #5 and #5 of 51, placing this lookup in the broadest coverage tier. Its scale supports a wide company comparison, but raw complaint volume is not a complaint rate and cannot explain the auto-expenditure result.
Nearest expenditure peers. By average expenditure, Connecticut's closest peers in this dataset are South Carolina ($1,367.39) and Texas ($1,428.94), both within a few dollars of Connecticut's own $1,393.95.
Note on state comparisons: These averages reflect the mix of coverages purchased in Connecticut, not what any individual consumer pays. Your personal premium depends on your driving record, vehicle, coverage limits, deductible, credit score (where permitted), and insurer.
Read our methodology - how this data is sourced, computed, and verified.
