Open data · NAIC
State auto-insurance rates data
According to the National Association of Insurance Commissioners' 2023 Auto Insurance Database, this downloadable extract covers 51 state and territorial records. Florida's $1,864 average expenditure is the highest record in this release. Each row separates average expenditure from liability, collision, and comprehensive premiums; see the methodology for the processing notes.
51
states and territories
2023
NAIC data year
Download the CSV
This export comes directly from the serving database. It includes the same state records and premium components used in the public ranking, rather than a hand-maintained spreadsheet.
Download auto-rate CSVCSV fields: state, average expenditure, and liability, collision, and comprehensive average premiums.
Scope and source
The NAIC Auto Insurance Database reports average expenditures and premium components by state. These figures describe state-level averages, not a quote for an individual driver or a ranking of a specific insurer.
Use the auto-insurance ranking to compare states and the methodology for the source and processing notes.