Insurer profile · NAIC + CMS

Health First Commercial Plans, Inc.

Health First Commercial Plans, Inc.'s complaint record, claim-denial rate and reputation grade, drawn from published NAIC complaint data and CMS Transparency in Coverage.

D
Reputation grade
25.3%
Claims denied
1
States (CMS data)

The verdict

Health First Commercial Plans, Inc. earns a D reputation grade - a worse-than-average record versus peers, according to CMS Transparency in Coverage filings, 25.3% of its marketplace claims were denied across 1 state.

D
reputation grade
25.3%
claims denied (CMS)
DDD
Reputation grade D (composite score 31.9) - A=Excellent, F=Failing. Based on NAIC complaint ratios and CMS denial data.

Graded on 1 of 3 measures: claim denials. The score is rescaled across the measures available, so it is not directly comparable with a carrier graded on more of them.

How we calculated this grade →

NAIC CIS filing desk

NAIC NAIC D · 31.9

GRADE-D · INDEX-UNK · DENIAL-HOT · RANK-UNK · PHOTO-SOLO · LINES-0 · BOOK-MID

  • GRADE-D D · 31.9
  • INDEX-UNK Index blank
  • DENIAL-HOT 25.3% denied
  • RANK-UNK Rank pending
  • PHOTO-SOLO No peer gap
  • LINES-0 No lines
  • BOOK-MID 3/7 fields

Instrument codes from this carrier’s NAIC Consumer Information Source filing: grade band, complaint index, CMS denial band, corpus rank, photo-finish peer, line book, and field completeness. Not an official NAIC rating.

CMS marketplace filing

Reported appeal outcomes for Health First Commercial Plans, Inc.

403
appeals filed
255
overturned (reported outcomes)
63.3%
of appeals with a reported outcome

The reported appeals on this profile come from Florida (403 filed, 255 overturned).

CMS reports an overturn outcome for 403 of these 403 filed appeals; missing outcomes are excluded from the percentage. These filing totals are not a prediction for an individual appeal. View the CMS source ↗

What the NAIC filing desk shows for Health First Commercial Plans, Inc.

Health First Commercial Plans, Inc.'s filing desk summarizes the NAIC complaint record and any CMS marketplace denial data on file.

See where Health First Commercial Plans, Inc. sits against every reporting carrier in the claim-denial rate ranking. Appeal notes for Health First Commercial Plans.

Nationwide insurers with similar scores or complaint volume

Two corpus-wide peer sets for Health First Commercial Plans, Inc.: nearest national-scale carriers by composite score and by NAIC complaint volume. These are cross-market neighborhoods, not the corporate-family list or same-grade chips above.

Similar composite score

Nearest carriers by composite score (31.9 here). Floored at 50+ complaints and 5+ states.

Aggregates only, not advice. Full terms on the disclaimer.

Questions about Health First Commercial Plans, Inc.

What does Health First Commercial Plans, Inc.'s grade mean?
Health First Commercial Plans, Inc. received a grade of D, indicating a worse-than-average record versus peers.
How many complaints does Health First Commercial Plans, Inc. have?
NAIC's public bulk data does not include a complaint-volume estimate for Health First Commercial Plans, Inc. - the carrier may be new, small, or file under a parent company. Absence of an estimate is missing data, not evidence of zero complaints.
How do I file a complaint against Health First Commercial Plans, Inc.?
File against Health First Commercial Plans, Inc. through your state's Department of Insurance or the NAIC consumer portal at naic.org.
Is Health First Commercial Plans, Inc. a good insurance company?
PlainInsurer's D grade for Health First Commercial Plans, Inc. reflects a worse-than-average record versus peers relative to peers on published complaint and denial data.
What types of insurance does Health First Commercial Plans, Inc. offer?
Detailed line-of-business data isn't currently available for Health First Commercial Plans, Inc.. The carrier is licensed in 0 states.

Source: NAIC published complaint index + CMS Transparency in Coverage PY2026 Complaint index, reputation grade and per-state claim denial rates for Health First Commercial Plans, Inc. · 2024

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The full PlainInsurer extract, covering every insurer including Health First Commercial Plans, Inc., is available as CSV and JSON. Underlying federal data is public domain; see our methodology for the compilation and grading method.

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Data: NAIC published complaint index (2024) · CMS Transparency in Coverage PUF PY2026. Not affiliated with NAIC or CMS.

Every figure on PlainInsurer comes directly from NAIC MCAS and CMS Transparency in Coverage data; no editor types in numbers. See our editorial standards or methodology, or report an error. Data current as of 2026-08-11. Grades measure only the published complaint/denial data; we don't recommend any insurer or policy.