Reputation grade
D
Peer-relative, A–F
Insurer profile · NAIC + CMS
McLaren Health Plan Community's complaint record, claim-denial rate and reputation grade, drawn from published NAIC complaint data and CMS Transparency in Coverage.
The verdict
McLaren Health Plan Community earns a D reputation grade - a worse-than-average record versus peers, according to CMS Transparency in Coverage filings, 25.6% of its marketplace claims were denied across 1 state.
Reputation grade
D
Peer-relative, A–F
NAIC complaint index
N/A
1.0 = market average; lower is better
Claim denial rate
25.6%
CMS, 1 states
Graded on 1 of 3 measures: claim denials. The score is rescaled across the measures available, so it is not directly comparable with a carrier graded on more of them.
How we calculated this grade →Other D-graded carriers in PlainInsurer's dataset include Globe Life and Primerica Life Insurance, and the closest overall composite score to McLaren Health Plan Community's 30.3 belongs to Cigna Health and Life Insurance Company (30.8), each rescaled across the measures that carrier reports.
Carriers with the same peer-relative reputation grade
| Insurer | Grade |
|---|---|
| Globe Life | D |
| Primerica Life Insurance | D |
| Liberty Mutual Homeowners | D |
| GEICO | D |
| Farmers Insurance | D |
Carriers with the nearest overall composite score (30.3)
| Insurer | Composite score |
|---|---|
| Cigna Health and Life Insurance Company | 30.8 |
| Molina Healthcare of Florida, Inc | 29.7 |
| Mercury Insurance | 28.8 |
| Health First Commercial Plans, Inc. | 31.9 |
| UnitedHealthcare of Florida, Inc. | 28.6 |
McLaren Health Plan Community carries a D reputation grade in PlainInsurer's dataset, with a composite score of 30.3 (higher means more consumer friction relative to size). It does not yet carry enough NAIC complaint history for a normalized complaint index.
On the claims side, CMS Transparency-in-Coverage filings show McLaren Health Plan Community denied 25.6% of marketplace claims across 1 reporting state - an elevated rate that warrants checking the plan's appeal-success record before enrolling.
See where McLaren Health Plan Community sits against every reporting carrier in the claim-denial rate ranking.
Source: NAIC Consumer Information Source complaint data (2024). Source: CMS Transparency in Coverage PUF (PY2026), cms.gov.
Source: NAIC published complaint index + CMS Transparency in Coverage PY2026 Complaint index, reputation grade and per-state claim denial rates for McLaren Health Plan Community · 2024
The full PlainInsurer extract, covering every insurer including McLaren Health Plan Community, is available as CSV and JSON. Underlying federal data is public domain; see our methodology for the compilation and grading method.
Data: NAIC published complaint index (2024) · CMS Transparency in Coverage PUF PY2026. Not affiliated with NAIC or CMS.
Every figure on PlainInsurer comes directly from NAIC MCAS and CMS Transparency in Coverage data; no editor types in numbers. See our editorial standards or methodology, or report an error. Data current as of 2026-08-11. Grades measure only the published complaint/denial data; we don't recommend any insurer or policy.