Insurer profile · NAIC + CMS

Absolute Total Care, Inc

Absolute Total Care, Inc's complaint record, claim-denial rate and reputation grade, drawn from published NAIC complaint data and CMS Transparency in Coverage.

B
Reputation grade
17.6%
Claims denied
1
States (CMS data)

The verdict

Absolute Total Care, Inc earns a B reputation grade - a better-than-average record versus peers, according to CMS Transparency in Coverage filings, 17.6% of its marketplace claims were denied across 1 state.

B
reputation grade
17.6%
claims denied (CMS)

Reputation grade

B

Peer-relative, A–F

NAIC complaint index

N/A

1.0 = market average; lower is better

Claim denial rate

17.6%

CMS, 1 states

BBB
Reputation grade B (composite score 70.8) - A=Excellent, F=Failing. Based on NAIC complaint ratios and CMS denial data.

Graded on 1 of 3 measures: claim denials. The score is rescaled across the measures available, so it is not directly comparable with a carrier graded on more of them.

How we calculated this grade →

CMS marketplace filing

Reported appeal outcomes for Absolute Total Care, Inc

1,299
appeals filed
0
overturned (reported outcomes)
N/A
of appeals with a reported outcome

The reported appeals on this profile come from South Carolina (1,299 filed, outcome not reported).

CMS reports an overturn outcome for 0 of these 1,299 filed appeals; missing outcomes are excluded from the percentage. These filing totals are not a prediction for an individual appeal. View the CMS source ↗

What the data shows for Absolute Total Care, Inc

Absolute Total Care, Inc carries a B reputation grade in PlainInsurer's dataset, with a composite score of 70.8 (higher means more consumer friction relative to size). It does not yet carry enough NAIC complaint history for a normalized complaint index.

On the claims side, CMS Transparency-in-Coverage filings show Absolute Total Care, Inc denied 17.6% of marketplace claims across 1 reporting state - a moderate rate that still varies by plan design and network.

See where Absolute Total Care, Inc sits against every reporting carrier in the claim-denial rate ranking.

Source: NAIC Consumer Information Source complaint data (2024). Source: CMS Transparency in Coverage PUF (PY2026), cms.gov.

Aggregates only, not advice. Full terms on the disclaimer.

Other B-graded carriers in PlainInsurer's dataset include UnitedHealthcare and Travelers Insurance, and the closest overall composite score to Absolute Total Care, Inc's 70.8 belongs to State Farm Fire & Casualty (71.2), each rescaled across the measures that carrier reports.

Other B-graded insurers

Carriers with the same peer-relative reputation grade

Insurer Grade
UnitedHealthcare B
Travelers Insurance B
Humana Health B
John Hancock Life B
Openly Insurance B

Closest composite score to Absolute Total Care, Inc

Carriers with the nearest overall composite score (70.8)

Insurer Composite score
State Farm Fire & Casualty 71.2
Cox Health Systems Insurance Company 70.3
Wellmark of South Dakota 71.4
Anthem / Elevance Health 70.1

Questions about Absolute Total Care, Inc

What does Absolute Total Care, Inc's grade mean?
Absolute Total Care, Inc received a grade of B, indicating a better-than-average record versus peers.
How many complaints does Absolute Total Care, Inc have?
NAIC's public bulk data does not include a complaint-volume estimate for Absolute Total Care, Inc - the carrier may be new, small, or file under a parent company. Absence of an estimate is missing data, not evidence of zero complaints.
How do I file a complaint against Absolute Total Care, Inc?
File against Absolute Total Care, Inc through your state's Department of Insurance or the NAIC consumer portal at naic.org.
Is Absolute Total Care, Inc a good insurance company?
PlainInsurer's B grade for Absolute Total Care, Inc reflects a better-than-average record versus peers relative to peers on published complaint and denial data.
What types of insurance does Absolute Total Care, Inc offer?
Detailed line-of-business data isn't currently available for Absolute Total Care, Inc. The carrier is licensed in 0 states.

Source: NAIC published complaint index + CMS Transparency in Coverage PY2026 Complaint index, reputation grade and per-state claim denial rates for Absolute Total Care, Inc · 2024

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The full PlainInsurer extract, covering every insurer including Absolute Total Care, Inc, is available as CSV and JSON. Underlying federal data is public domain; see our methodology for the compilation and grading method.

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Data: NAIC published complaint index (2024) · CMS Transparency in Coverage PUF PY2026. Not affiliated with NAIC or CMS.

Every figure on PlainInsurer comes directly from NAIC MCAS and CMS Transparency in Coverage data; no editor types in numbers. See our editorial standards or methodology, or report an error. Data current as of 2026-08-11. Grades measure only the published complaint/denial data; we don't recommend any insurer or policy.