Insurer profile · NAIC + CMS

Blue Cross Blue Shield of Oklahoma

Blue Cross Blue Shield of Oklahoma's complaint record, claim-denial rate and reputation grade, drawn from published NAIC complaint data and CMS Transparency in Coverage.

B
Reputation grade
17.9%
Claims denied
1
States (CMS data)

The verdict

Blue Cross Blue Shield of Oklahoma earns a B reputation grade - a better-than-average record versus peers, according to CMS Transparency in Coverage filings, 17.9% of its marketplace claims were denied across 1 state.

B
reputation grade
17.9%
claims denied (CMS)

Reputation grade

B

Peer-relative, A–F

NAIC complaint index

N/A

1.0 = market average; lower is better

Claim denial rate

17.9%

CMS, 1 states

BBB
Reputation grade B (composite score 69.7) - A=Excellent, F=Failing. Based on NAIC complaint ratios and CMS denial data.

Graded on 1 of 3 measures: claim denials. The score is rescaled across the measures available, so it is not directly comparable with a carrier graded on more of them.

How we calculated this grade →

CMS marketplace filing

Reported appeal outcomes for Blue Cross Blue Shield of Oklahoma

4,404
appeals filed
1,305
overturned (reported outcomes)
29.6%
of appeals with a reported outcome

The reported appeals on this profile come from Oklahoma (4,404 filed, 1,305 overturned).

CMS reports an overturn outcome for 4,404 of these 4,404 filed appeals; missing outcomes are excluded from the percentage. These filing totals are not a prediction for an individual appeal. View the CMS source ↗

What the data shows for Blue Cross Blue Shield of Oklahoma

Blue Cross Blue Shield of Oklahoma carries a B reputation grade in PlainInsurer's dataset, with a composite score of 69.7 (higher means more consumer friction relative to size). It does not yet carry enough NAIC complaint history for a normalized complaint index.

On the claims side, CMS Transparency-in-Coverage filings show Blue Cross Blue Shield of Oklahoma denied 17.9% of marketplace claims across 1 reporting state - a moderate rate that still varies by plan design and network.

See where Blue Cross Blue Shield of Oklahoma sits against every reporting carrier in the claim-denial rate ranking.

Source: NAIC Consumer Information Source complaint data (2024). Source: CMS Transparency in Coverage PUF (PY2026), cms.gov.

Aggregates only, not advice. Full terms on the disclaimer.

Other B-graded carriers in PlainInsurer's dataset include UnitedHealthcare and Travelers Insurance, and the closest overall composite score to Blue Cross Blue Shield of Oklahoma's 69.7 belongs to Security Health Plan of Wisconsin, Inc. (69.7), each rescaled across the measures that carrier reports.

Other B-graded insurers

Carriers with the same peer-relative reputation grade

Insurer Grade
UnitedHealthcare B
Travelers Insurance B
Humana Health B
John Hancock Life B
Openly Insurance B

Closest composite score to Blue Cross Blue Shield of Oklahoma

Carriers with the nearest overall composite score (69.7)

Insurer Composite score
Security Health Plan of Wisconsin, Inc. 69.7
Cigna Health 69.6
American Family Insurance 69.6
Anthem / Elevance Health 70.1
Cox Health Systems Insurance Company 70.3

Questions about Blue Cross Blue Shield of Oklahoma

What does Blue Cross Blue Shield of Oklahoma's grade mean?
Blue Cross Blue Shield of Oklahoma received a grade of B, indicating a better-than-average record versus peers.
How many complaints does Blue Cross Blue Shield of Oklahoma have?
NAIC's public bulk data does not include a complaint-volume estimate for Blue Cross Blue Shield of Oklahoma - the carrier may be new, small, or file under a parent company. Absence of an estimate is missing data, not evidence of zero complaints.
How do I file a complaint against Blue Cross Blue Shield of Oklahoma?
File against Blue Cross Blue Shield of Oklahoma through your state's Department of Insurance or the NAIC consumer portal at naic.org.
Is Blue Cross Blue Shield of Oklahoma a good insurance company?
PlainInsurer's B grade for Blue Cross Blue Shield of Oklahoma reflects a better-than-average record versus peers relative to peers on published complaint and denial data.
What types of insurance does Blue Cross Blue Shield of Oklahoma offer?
Detailed line-of-business data isn't currently available for Blue Cross Blue Shield of Oklahoma. The carrier is licensed in 0 states.

Source: NAIC published complaint index + CMS Transparency in Coverage PY2026 Complaint index, reputation grade and per-state claim denial rates for Blue Cross Blue Shield of Oklahoma · 2024

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The full PlainInsurer extract, covering every insurer including Blue Cross Blue Shield of Oklahoma, is available as CSV and JSON. Underlying federal data is public domain; see our methodology for the compilation and grading method.

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Data: NAIC published complaint index (2024) · CMS Transparency in Coverage PUF PY2026. Not affiliated with NAIC or CMS.

Every figure on PlainInsurer comes directly from NAIC MCAS and CMS Transparency in Coverage data; no editor types in numbers. See our editorial standards or methodology, or report an error. Data current as of 2026-08-11. Grades measure only the published complaint/denial data; we don't recommend any insurer or policy.