Insurer profile · NAIC + CMS
Blue Cross and Blue Shield of Florida
Blue Cross and Blue Shield of Florida's complaint record, claim-denial rate and reputation grade, drawn from published NAIC complaint data and CMS Transparency in Coverage.
- C
- Reputation grade
- 19.4%
- Claims denied
- 1
- States (CMS data)
The verdict
Blue Cross and Blue Shield of Florida earns a C reputation grade - a record near the industry median, according to CMS Transparency in Coverage filings, 19.4% of its marketplace claims were denied across 1 state.
- C
- reputation grade
- 19.4%
- claims denied (CMS)
Graded on 1 of 3 measures: claim denials. The score is rescaled across the measures available, so it is not directly comparable with a carrier graded on more of them.
How we calculated this grade →NAIC CIS filing desk
NAIC NAIC C · 61.6
GRADE-C · INDEX-UNK · DENIAL-ELEV · RANK-UNK · PHOTO-SOLO · LINES-0 · BOOK-MID
- GRADE-C C · 61.6
- INDEX-UNK Index blank
- DENIAL-ELEV 19.4% denied
- RANK-UNK Rank pending
- PHOTO-SOLO No peer gap
- LINES-0 No lines
- BOOK-MID 3/7 fields
Instrument codes from this carrier’s NAIC Consumer Information Source filing: grade band, complaint index, CMS denial band, corpus rank, photo-finish peer, line book, and field completeness. Not an official NAIC rating.
CMS marketplace filing
Reported appeal outcomes for Blue Cross and Blue Shield of Florida
The reported appeals on this profile come from Florida (3,012 filed, 1,433 overturned).
CMS reports an overturn outcome for 3,012 of these 3,012 filed appeals; missing outcomes are excluded from the percentage. These filing totals are not a prediction for an individual appeal. View the CMS source ↗
What the NAIC filing desk shows for Blue Cross and Blue Shield of Florida
Blue Cross and Blue Shield of Florida's filing desk summarizes the NAIC complaint record and any CMS marketplace denial data on file.
See where Blue Cross and Blue Shield of Florida sits against every reporting carrier in the claim-denial rate ranking. Appeal notes for Blue Cross and Blue Shield of Florida.
Nationwide insurers with similar scores or complaint volume
Two corpus-wide peer sets for Blue Cross and Blue Shield of Florida: nearest national-scale carriers by composite score and by NAIC complaint volume. These are cross-market neighborhoods, not the corporate-family list or same-grade chips above.
Similar composite score
Nearest carriers by composite score (61.6 here). Floored at 50+ complaints and 5+ states.
Questions about Blue Cross and Blue Shield of Florida
What does Blue Cross and Blue Shield of Florida's grade mean?
How many complaints does Blue Cross and Blue Shield of Florida have?
How do I file a complaint against Blue Cross and Blue Shield of Florida?
Is Blue Cross and Blue Shield of Florida a good insurance company?
What types of insurance does Blue Cross and Blue Shield of Florida offer?
Source: NAIC published complaint index + CMS Transparency in Coverage PY2026 Complaint index, reputation grade and per-state claim denial rates for Blue Cross and Blue Shield of Florida · 2024
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The full PlainInsurer extract, covering every insurer including Blue Cross and Blue Shield of Florida, is available as CSV and JSON. Underlying federal data is public domain; see our methodology for the compilation and grading method.
Data: NAIC published complaint index (2024) · CMS Transparency in Coverage PUF PY2026. Not affiliated with NAIC or CMS.
Every figure on PlainInsurer comes directly from NAIC MCAS and CMS Transparency in Coverage data; no editor types in numbers. See our editorial standards or methodology, or report an error. Data current as of 2026-08-11. Grades measure only the published complaint/denial data; we don't recommend any insurer or policy.