Reputation grade
A
Peer-relative, A–F
Insurer profile · NAIC + CMS
Nebraska Total Care, Inc.
Nebraska Total Care, Inc.'s complaint record, claim-denial rate and reputation grade, drawn from published NAIC complaint data and CMS Transparency in Coverage.
- A
- Reputation grade
- 13.0%
- Claims denied
- 1
- States (CMS data)
The verdict
Nebraska Total Care, Inc. earns a A reputation grade - far fewer consumer problems than peers of its size, according to CMS Transparency in Coverage filings, 13.0% of its marketplace claims were denied across 1 state.
- A
- reputation grade
- 13.0%
- claims denied (CMS)
NAIC complaint index
N/A
1.0 = market average; lower is better
Claim denial rate
13.0%
CMS, 1 states
Graded on 1 of 3 measures: claim denials. The score is rescaled across the measures available, so it is not directly comparable with a carrier graded on more of them.
How we calculated this grade →These claim figures are from plan year 2025, not 2026. Nebraska Total Care, Inc. does not appear in the CMS Transparency in Coverage file for plan year 2026, so the most recent figures CMS has published for this insurer are the ones shown here. Illinois carriers left that file when the state moved to its own health-insurance marketplace for 2026; other insurers stop appearing when they exit the individual marketplace. The numbers below are unchanged and still describe the period they cover. They are simply not current-year, and are excluded from every national and state average on this site. See our methodology.
CMS marketplace filing
Reported appeal outcomes for Nebraska Total Care, Inc.
552
appeals filed
267
overturned (reported outcomes)
48.4%
of appeals with a reported outcome
The reported appeals on this profile come from Nebraska (552 filed, 267 overturned).
CMS reports an overturn outcome for 552 of these 552 filed appeals; missing outcomes are excluded from the percentage. These filing totals are not a prediction for an individual appeal. View the CMS source ↗
What the data shows for Nebraska Total Care, Inc.
Nebraska Total Care, Inc. carries a A reputation grade in PlainInsurer's dataset, with a composite score of 85.9 (higher means more consumer friction relative to size). It does not yet carry enough NAIC complaint history for a normalized complaint index.
On the claims side, CMS Transparency-in-Coverage filings show Nebraska Total Care, Inc. denied 13.0% of marketplace claims across 1 reporting state - a moderate rate that still varies by plan design and network.
See where Nebraska Total Care, Inc. sits against every reporting carrier in the claim-denial rate ranking.
Source: NAIC Consumer Information Source complaint data (2024). Source: CMS Transparency in Coverage PUF (PY2025), cms.gov.
Aggregates only, not advice. Full terms on the disclaimer.
Other A-graded carriers in PlainInsurer's dataset include Lincoln National Life and Principal Financial, and the closest overall composite score to Nebraska Total Care, Inc.'s 85.9 belongs to Kaiser Permanente (86.1), each rescaled across the measures that carrier reports.
Other A-graded insurers
Carriers with the same peer-relative reputation grade
| Insurer | Grade |
|---|---|
| Lincoln National Life | A |
| Principal Financial | A |
| TIAA Life | A |
| Mutual of Omaha | A |
| USAA Homeowners | A |
Closest composite score to Nebraska Total Care, Inc.
Carriers with the nearest overall composite score (85.9)
| Insurer | Composite score |
|---|---|
| Kaiser Permanente | 86.1 |
| USAA | 86.4 |
| Blue Cross and Blue Shield of Montana | 85.4 |
| Community Insurance Company(Anthem BCBS) | 86.5 |
| Regence BlueCross BlueShield of Oregon | 84.9 |
Questions about Nebraska Total Care, Inc.
What does Nebraska Total Care, Inc.'s grade mean?
Nebraska Total Care, Inc. received a grade of A, indicating far fewer consumer problems than peers of its size.
How many complaints does Nebraska Total Care, Inc. have?
NAIC's public bulk data does not include a complaint-volume estimate for Nebraska Total Care, Inc. - the carrier may be new, small, or file under a parent company. Absence of an estimate is missing data, not evidence of zero complaints.
How do I file a complaint against Nebraska Total Care, Inc.?
File against Nebraska Total Care, Inc. through your state's Department of Insurance or the NAIC consumer portal at naic.org.
Is Nebraska Total Care, Inc. a good insurance company?
PlainInsurer's A grade for Nebraska Total Care, Inc. reflects far fewer consumer problems than peers of its size relative to peers on published complaint and denial data.
What types of insurance does Nebraska Total Care, Inc. offer?
Detailed line-of-business data isn't currently available for Nebraska Total Care, Inc.. The carrier is licensed in 0 states.
Source: NAIC published complaint index + CMS Transparency in Coverage PY2025 Complaint index, reputation grade and per-state claim denial rates for Nebraska Total Care, Inc. · 2024
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The full PlainInsurer extract, covering every insurer including Nebraska Total Care, Inc., is available as CSV and JSON. Underlying federal data is public domain; see our methodology for the compilation and grading method.
Data: NAIC published complaint index (2024) · CMS Transparency in Coverage PUF PY2025. Not affiliated with NAIC or CMS.
Every figure on PlainInsurer comes directly from NAIC MCAS and CMS Transparency in Coverage data; no editor types in numbers. See our editorial standards or methodology, or report an error. Data current as of 2026-08-11. Grades measure only the published complaint/denial data; we don't recommend any insurer or policy.