Insurer profile · NAIC + CMS
Oscar Health Plan of North Carolina, Inc
Oscar Health Plan of North Carolina, Inc's complaint record, claim-denial rate and reputation grade, drawn from published NAIC complaint data and CMS Transparency in Coverage.
- F
- Reputation grade
- 31.2%
- Claims denied
- 1
- States (CMS data)
The verdict
Oscar Health Plan of North Carolina, Inc earns a F reputation grade - a significantly worse record than peers, according to CMS Transparency in Coverage filings, 31.2% of its marketplace claims were denied across 1 state.
- F
- reputation grade
- 31.2%
- claims denied (CMS)
Graded on 1 of 3 measures: claim denials. The score is rescaled across the measures available, so it is not directly comparable with a carrier graded on more of them.
How we calculated this grade →NAIC CIS filing desk
NAIC NAIC F · 10.3
GRADE-F · INDEX-UNK · DENIAL-HOT · RANK-UNK · PHOTO-SOLO · LINES-0 · BOOK-MID
- GRADE-F F · 10.3
- INDEX-UNK Index blank
- DENIAL-HOT 31.2% denied
- RANK-UNK Rank pending
- PHOTO-SOLO No peer gap
- LINES-0 No lines
- BOOK-MID 3/7 fields
Instrument codes from this carrier’s NAIC Consumer Information Source filing: grade band, complaint index, CMS denial band, corpus rank, photo-finish peer, line book, and field completeness. Not an official NAIC rating.
CMS marketplace filing
Reported appeal outcomes for Oscar Health Plan of North Carolina, Inc
The reported appeals on this profile come from North Carolina (875 filed, 320 overturned).
CMS reports an overturn outcome for 875 of these 875 filed appeals; missing outcomes are excluded from the percentage. These filing totals are not a prediction for an individual appeal. View the CMS source ↗
What the NAIC filing desk shows for Oscar Health Plan of North Carolina, Inc
Oscar Health Plan of North Carolina, Inc's filing desk summarizes the NAIC complaint record and any CMS marketplace denial data on file.
See where Oscar Health Plan of North Carolina, Inc sits against every reporting carrier in the claim-denial rate ranking. Appeal notes for Oscar Health Plan of North Carolina.
Nationwide insurers with similar scores or complaint volume
Two corpus-wide peer sets for Oscar Health Plan of North Carolina, Inc: nearest national-scale carriers by composite score and by NAIC complaint volume. These are cross-market neighborhoods, not the corporate-family list or same-grade chips above.
Similar composite score
Nearest carriers by composite score (10.3 here). Floored at 50+ complaints and 5+ states.
Questions about Oscar Health Plan of North Carolina, Inc
What does Oscar Health Plan of North Carolina, Inc's grade mean?
How many complaints does Oscar Health Plan of North Carolina, Inc have?
How do I file a complaint against Oscar Health Plan of North Carolina, Inc?
Is Oscar Health Plan of North Carolina, Inc a good insurance company?
What types of insurance does Oscar Health Plan of North Carolina, Inc offer?
Source: NAIC published complaint index + CMS Transparency in Coverage PY2026 Complaint index, reputation grade and per-state claim denial rates for Oscar Health Plan of North Carolina, Inc · 2024
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The full PlainInsurer extract, covering every insurer including Oscar Health Plan of North Carolina, Inc, is available as CSV and JSON. Underlying federal data is public domain; see our methodology for the compilation and grading method.
Data: NAIC published complaint index (2024) · CMS Transparency in Coverage PUF PY2026. Not affiliated with NAIC or CMS.
Every figure on PlainInsurer comes directly from NAIC MCAS and CMS Transparency in Coverage data; no editor types in numbers. See our editorial standards or methodology, or report an error. Data current as of 2026-08-11. Grades measure only the published complaint/denial data; we don't recommend any insurer or policy.