Insurer profile · NAIC + CMS

QualChoice Life & Health Insurance Company, Inc.

QualChoice Life & Health Insurance Company, Inc.'s complaint record, claim-denial rate and reputation grade, drawn from published NAIC complaint data and CMS Transparency in Coverage.

A
Reputation grade
15.1%
Claims denied
1
States (CMS data)

The verdict

QualChoice Life & Health Insurance Company, Inc. earns a A reputation grade - far fewer consumer problems than peers of its size, according to CMS Transparency in Coverage filings, 15.1% of its marketplace claims were denied across 1 state.

A
reputation grade
15.1%
claims denied (CMS)
AAA
Reputation grade A (composite score 81.1) - A=Excellent, F=Failing. Based on NAIC complaint ratios and CMS denial data.

Graded on 1 of 3 measures: claim denials. The score is rescaled across the measures available, so it is not directly comparable with a carrier graded on more of them.

How we calculated this grade →

NAIC CIS filing desk

NAIC NAIC A · 81.1

GRADE-A · INDEX-UNK · DENIAL-ELEV · RANK-UNK · PHOTO-SOLO · LINES-0 · BOOK-MID

  • GRADE-A A · 81.1
  • INDEX-UNK Index blank
  • DENIAL-ELEV 15.1% denied
  • RANK-UNK Rank pending
  • PHOTO-SOLO No peer gap
  • LINES-0 No lines
  • BOOK-MID 3/7 fields

Instrument codes from this carrier’s NAIC Consumer Information Source filing: grade band, complaint index, CMS denial band, corpus rank, photo-finish peer, line book, and field completeness. Not an official NAIC rating.

CMS marketplace filing

Reported appeal outcomes for QualChoice Life & Health Insurance Company, Inc.

397
appeals filed
0
overturned (reported outcomes)
N/A
of appeals with a reported outcome

The reported appeals on this profile come from Arkansas (397 filed, outcome not reported).

CMS reports an overturn outcome for 0 of these 397 filed appeals; missing outcomes are excluded from the percentage. These filing totals are not a prediction for an individual appeal. View the CMS source ↗

What the NAIC filing desk shows for QualChoice Life & Health Insurance Company, Inc.

QualChoice Life & Health Insurance Company, Inc.'s filing desk summarizes the NAIC complaint record and any CMS marketplace denial data on file.

See where QualChoice Life & Health Insurance Company, Inc. sits against every reporting carrier in the claim-denial rate ranking. Appeal notes for QualChoice Life & Health Insurance Company.

Nationwide insurers with similar scores or complaint volume

Two corpus-wide peer sets for QualChoice Life & Health Insurance Company, Inc.: nearest national-scale carriers by composite score and by NAIC complaint volume. These are cross-market neighborhoods, not the corporate-family list or same-grade chips above.

Similar composite score

Nearest carriers by composite score (81.1 here). Floored at 50+ complaints and 5+ states.

Principal Financial 80.8 TIAA Life 82.8 Erie Insurance 79.2 Mutual of Omaha 83.2
Aggregates only, not advice. Full terms on the disclaimer.

Questions about QualChoice Life & Health Insurance Company, Inc.

What does QualChoice Life & Health Insurance Company, Inc.'s grade mean?
QualChoice Life & Health Insurance Company, Inc. received a grade of A, indicating far fewer consumer problems than peers of its size.
How many complaints does QualChoice Life & Health Insurance Company, Inc. have?
NAIC's public bulk data does not include a complaint-volume estimate for QualChoice Life & Health Insurance Company, Inc. - the carrier may be new, small, or file under a parent company. Absence of an estimate is missing data, not evidence of zero complaints.
How do I file a complaint against QualChoice Life & Health Insurance Company, Inc.?
File against QualChoice Life & Health Insurance Company, Inc. through your state's Department of Insurance or the NAIC consumer portal at naic.org.
Is QualChoice Life & Health Insurance Company, Inc. a good insurance company?
PlainInsurer's A grade for QualChoice Life & Health Insurance Company, Inc. reflects far fewer consumer problems than peers of its size relative to peers on published complaint and denial data.
What types of insurance does QualChoice Life & Health Insurance Company, Inc. offer?
Detailed line-of-business data isn't currently available for QualChoice Life & Health Insurance Company, Inc.. The carrier is licensed in 0 states.

Source: NAIC published complaint index + CMS Transparency in Coverage PY2026 Complaint index, reputation grade and per-state claim denial rates for QualChoice Life & Health Insurance Company, Inc. · 2024

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The full PlainInsurer extract, covering every insurer including QualChoice Life & Health Insurance Company, Inc., is available as CSV and JSON. Underlying federal data is public domain; see our methodology for the compilation and grading method.

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Data: NAIC published complaint index (2024) · CMS Transparency in Coverage PUF PY2026. Not affiliated with NAIC or CMS.

Every figure on PlainInsurer comes directly from NAIC MCAS and CMS Transparency in Coverage data; no editor types in numbers. See our editorial standards or methodology, or report an error. Data current as of 2026-08-11. Grades measure only the published complaint/denial data; we don't recommend any insurer or policy.