Reputation grade
A
Peer-relative, A–F
Insurer profile · NAIC + CMS
Mutual of Omaha
Mutual of Omaha's complaint record, claim-denial rate and reputation grade, drawn from published NAIC complaint data and CMS Transparency in Coverage.
- A
- Reputation grade
- 0.42
- Complaint index
- 50
- States active
The verdict
Mutual of Omaha earns a A reputation grade - far fewer consumer problems than peers of its size, according to the NAIC's published complaint index, its ratio runs 0.42, below the 1.0 market average.
- A
- reputation grade
- 0.42
- NAIC complaint index
NAIC complaint index
0.42
1.0 = market average; lower is better
Est. complaint volume
~2,658
across 50 states, index-derived
Graded on 1 of 3 measures: NAIC complaints. The score is rescaled across the measures available, so it is not directly comparable with a carrier graded on more of them.
How we calculated this grade →Where Mutual of Omaha sits on complaints
- Best in data 0
Lowest complaint index in PlainInsurer's dataset: 0.23
0 complaint index
- Market avg 1
Market average complaint index = 1.0 (NAIC benchmark)
1 complaint index
- Mutual of Omaha 0
Mutual of Omaha: complaint index 0.42
0 complaint index
- Worst in data
Highest complaint index in PlainInsurer's dataset: 3.87
4 complaint index
What this shows Mutual of Omaha's complaint index of 0.42 is 58% below the 1.0 market average for a carrier of its size.
Mutual of Omaha vs. the full rated-insurer dataset
42% Among the most affordable more affordable than 90% of 72 rated insurers
Each bar is a band; taller bars hold more rated insurers. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source NAIC published complaint index (2024) · 2024
Scale vs. complaint-adjusted score
Complaint record by line of business
| Line | Est. complaints | Complaint index | States active |
|---|---|---|---|
| Life Insurance | ~2,658 | 0.42 | 50 |
Life insurance market share
National ranking by direct written premiums, NAIC 2024
Market share
1.81%
Direct written premiums
$2,860.7M
What the data shows for Mutual of Omaha
According to PlainInsurer's dataset, Mutual of Omaha has a lower (better) NAIC complaint index than 90% of the 72 rated insurers it tracks and ranks #5 of 16 carriers by complaint ratio in Life Insurance.
Mutual of Omaha carries a A reputation grade in PlainInsurer's dataset, with a composite score of 83.2 (higher means more consumer friction relative to size). Its NAIC complaint index of 0.42 sits below the 1.0 market average, meaning policyholders escalate fewer disputes to regulators than is typical for a carrier of its premium volume.
Mutual of Omaha does not appear in the CMS marketplace claim-denial file, which covers individual-market health issuers, common for auto, home and life carriers. The carrier reports activity across 1 line of business.
Mutual of Omaha is outside the CMS marketplace file, but the claim-denial rate ranking shows what that data reports for the carriers it does cover.
Source: NAIC Consumer Information Source complaint data (2024). See methodology.
Aggregates only, not advice. Full terms on the disclaimer.
Other A-graded carriers in PlainInsurer's dataset include Lincoln National Life and Principal Financial, and the closest overall composite score to Mutual of Omaha's 83.2 belongs to Louisiana Health Service & Indemnity Company (83.2), each rescaled across the measures that carrier reports.
Other A-graded insurers
Carriers with the same peer-relative reputation grade
| Insurer | Grade |
|---|---|
| Lincoln National Life | A |
| Principal Financial | A |
| TIAA Life | A |
| USAA Homeowners | A |
| USAA | A |
Closest composite score to Mutual of Omaha
Carriers with the nearest overall composite score (83.2)
| Insurer | Composite score |
|---|---|
| Louisiana Health Service & Indemnity Company | 83.2 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | 83.8 |
| QCA Health Plan, Inc. | 82.2 |
Questions about Mutual of Omaha
What does Mutual of Omaha's grade mean?
Mutual of Omaha received a grade of A, indicating far fewer consumer problems than peers of its size.
How many complaints does Mutual of Omaha have?
PlainInsurer estimates Mutual of Omaha's complaint volume at roughly 2,658 across 50 states, derived from its published NAIC complaint index and market footprint (NAIC does not release exact per-company complaint counts via public bulk data).
How do I file a complaint against Mutual of Omaha?
File against Mutual of Omaha through your state's Department of Insurance or the NAIC consumer portal at naic.org.
Is Mutual of Omaha a good insurance company?
PlainInsurer's A grade for Mutual of Omaha reflects far fewer consumer problems than peers of its size relative to peers on published complaint and denial data.
What types of insurance does Mutual of Omaha offer?
Based on NAIC filing data, Mutual of Omaha reports activity in 1 line of business: Life Insurance. Availability varies by state.
Verify Mutual of Omaha
Mutual of Omaha is filed with the NAIC under company number 71412. Search that number directly in the NAIC's own public consumer-information tool to cross-check this page against the primary source.
Verify on NAIC Consumer Information SourceSource: NAIC published complaint index data Complaint index, reputation grade for Mutual of Omaha · 2024
Share, download, and related pages for Mutual of Omaha
Download the data behind this page
The full PlainInsurer extract, covering every insurer including Mutual of Omaha, is available as CSV and JSON. Underlying federal data is public domain; see our methodology for the compilation and grading method.
Data: NAIC published complaint index (2024). Not affiliated with NAIC or CMS.
Every figure on PlainInsurer comes directly from NAIC MCAS and CMS Transparency in Coverage data; no editor types in numbers. See our editorial standards or methodology, or report an error. Data current as of 2026-08-11. Grades measure only the published complaint/denial data; we don't recommend any insurer or policy.