Reputation grade
A
Peer-relative, A–F
Insurer profile · NAIC + CMS
Louisiana Health Service & Indemnity Company
Louisiana Health Service & Indemnity Company's complaint record, claim-denial rate and reputation grade, drawn from published NAIC complaint data and CMS Transparency in Coverage.
- A
- Reputation grade
- 14.6%
- Claims denied
- 1
- States (CMS data)
The verdict
Louisiana Health Service & Indemnity Company earns a A reputation grade - far fewer consumer problems than peers of its size, according to CMS Transparency in Coverage filings, 14.6% of its marketplace claims were denied across 1 state.
- A
- reputation grade
- 14.6%
- claims denied (CMS)
NAIC complaint index
N/A
1.0 = market average; lower is better
Claim denial rate
14.6%
CMS, 1 states
Graded on 1 of 3 measures: claim denials. The score is rescaled across the measures available, so it is not directly comparable with a carrier graded on more of them.
How we calculated this grade →Other A-graded carriers in PlainInsurer's dataset include Lincoln National Life and Principal Financial, and the closest overall composite score to Louisiana Health Service & Indemnity Company's 83.2 belongs to Blue Cross Blue Shield of Michigan Mutual Insurance Company (83.8), each rescaled across the measures that carrier reports.
Other A-graded insurers
Carriers with the same peer-relative reputation grade
| Insurer | Grade |
|---|---|
| Lincoln National Life | A |
| Principal Financial | A |
| TIAA Life | A |
| Mutual of Omaha | A |
| USAA Homeowners | A |
Closest composite score to Louisiana Health Service & Indemnity Company
Carriers with the nearest overall composite score (83.2)
| Insurer | Composite score |
|---|---|
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | 83.8 |
| QCA Health Plan, Inc. | 82.2 |
CMS marketplace filing
Reported appeal outcomes for Louisiana Health Service & Indemnity Company
364
appeals filed
117
overturned (reported outcomes)
32.1%
of appeals with a reported outcome
The reported appeals on this profile come from Louisiana (364 filed, 117 overturned).
CMS reports an overturn outcome for 364 of these 364 filed appeals; missing outcomes are excluded from the percentage. These filing totals are not a prediction for an individual appeal. View the CMS source ↗
What the data shows for Louisiana Health Service & Indemnity Company
Louisiana Health Service & Indemnity Company carries a A reputation grade in PlainInsurer's dataset, with a composite score of 83.2 (higher means more consumer friction relative to size). It does not yet carry enough NAIC complaint history for a normalized complaint index.
On the claims side, CMS Transparency-in-Coverage filings show Louisiana Health Service & Indemnity Company denied 14.6% of marketplace claims across 1 reporting state - a moderate rate that still varies by plan design and network.
See where Louisiana Health Service & Indemnity Company sits against every reporting carrier in the claim-denial rate ranking.
Source: NAIC Consumer Information Source complaint data (2024). Source: CMS Transparency in Coverage PUF (PY2026), cms.gov.
Aggregates only, not advice. Full terms on the disclaimer.
Questions about Louisiana Health Service & Indemnity Company
What does Louisiana Health Service & Indemnity Company's grade mean?
Louisiana Health Service & Indemnity Company received a grade of A, indicating far fewer consumer problems than peers of its size.
How many complaints does Louisiana Health Service & Indemnity Company have?
NAIC's public bulk data does not include a complaint-volume estimate for Louisiana Health Service & Indemnity Company - the carrier may be new, small, or file under a parent company. Absence of an estimate is missing data, not evidence of zero complaints.
How do I file a complaint against Louisiana Health Service & Indemnity Company?
File against Louisiana Health Service & Indemnity Company through your state's Department of Insurance or the NAIC consumer portal at naic.org.
Is Louisiana Health Service & Indemnity Company a good insurance company?
PlainInsurer's A grade for Louisiana Health Service & Indemnity Company reflects far fewer consumer problems than peers of its size relative to peers on published complaint and denial data.
What types of insurance does Louisiana Health Service & Indemnity Company offer?
Detailed line-of-business data isn't currently available for Louisiana Health Service & Indemnity Company. The carrier is licensed in 0 states.
Source: NAIC published complaint index + CMS Transparency in Coverage PY2026 Complaint index, reputation grade and per-state claim denial rates for Louisiana Health Service & Indemnity Company · 2024
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Download the data behind this page
The full PlainInsurer extract, covering every insurer including Louisiana Health Service & Indemnity Company, is available as CSV and JSON. Underlying federal data is public domain; see our methodology for the compilation and grading method.
Data: NAIC published complaint index (2024) · CMS Transparency in Coverage PUF PY2026. Not affiliated with NAIC or CMS.
Every figure on PlainInsurer comes directly from NAIC MCAS and CMS Transparency in Coverage data; no editor types in numbers. See our editorial standards or methodology, or report an error. Data current as of 2026-08-11. Grades measure only the published complaint/denial data; we don't recommend any insurer or policy.