Reputation grade
A
Peer-relative, A–F
Insurer profile · NAIC + CMS
USAble Mutual Insurance Company
USAble Mutual Insurance Company's complaint record, claim-denial rate and reputation grade, drawn from published NAIC complaint data and CMS Transparency in Coverage.
- A
- Reputation grade
- 15.7%
- Claims denied
- 1
- States (CMS data)
The verdict
USAble Mutual Insurance Company earns a A reputation grade - far fewer consumer problems than peers of its size, according to CMS Transparency in Coverage filings, 15.7% of its marketplace claims were denied across 1 state.
- A
- reputation grade
- 15.7%
- claims denied (CMS)
NAIC complaint index
N/A
1.0 = market average; lower is better
Claim denial rate
15.7%
CMS, 1 states
Graded on 1 of 3 measures: claim denials. The score is rescaled across the measures available, so it is not directly comparable with a carrier graded on more of them.
How we calculated this grade →CMS marketplace filing
Reported appeal outcomes for USAble Mutual Insurance Company
7,600
appeals filed
2,400
overturned (reported outcomes)
31.6%
of appeals with a reported outcome
The reported appeals on this profile come from Arkansas (7,600 filed, 2,400 overturned).
CMS reports an overturn outcome for 7,600 of these 7,600 filed appeals; missing outcomes are excluded from the percentage. These filing totals are not a prediction for an individual appeal. View the CMS source ↗
What the data shows for USAble Mutual Insurance Company
USAble Mutual Insurance Company carries a A reputation grade in PlainInsurer's dataset, with a composite score of 78.4 (higher means more consumer friction relative to size). It does not yet carry enough NAIC complaint history for a normalized complaint index.
On the claims side, CMS Transparency-in-Coverage filings show USAble Mutual Insurance Company denied 15.7% of marketplace claims across 1 reporting state - a moderate rate that still varies by plan design and network.
See where USAble Mutual Insurance Company sits against every reporting carrier in the claim-denial rate ranking.
Source: NAIC Consumer Information Source complaint data (2024). Source: CMS Transparency in Coverage PUF (PY2026), cms.gov.
Aggregates only, not advice. Full terms on the disclaimer.
Other A-graded carriers in PlainInsurer's dataset include Lincoln National Life and Principal Financial, and the closest overall composite score to USAble Mutual Insurance Company's 78.4 belongs to Blue Cross and Blue Shield of Kansas, Inc. (78.9), each rescaled across the measures that carrier reports.
Other A-graded insurers
Carriers with the same peer-relative reputation grade
| Insurer | Grade |
|---|---|
| Lincoln National Life | A |
| Principal Financial | A |
| TIAA Life | A |
| Mutual of Omaha | A |
| USAA Homeowners | A |
Closest composite score to USAble Mutual Insurance Company
Carriers with the nearest overall composite score (78.4)
| Insurer | Composite score |
|---|---|
| Blue Cross and Blue Shield of Kansas, Inc. | 78.9 |
| Erie Insurance | 79.2 |
| UPMC Health Plan | 77.6 |
| Erie Homeowners | 77.6 |
Questions about USAble Mutual Insurance Company
What does USAble Mutual Insurance Company's grade mean?
USAble Mutual Insurance Company received a grade of A, indicating far fewer consumer problems than peers of its size.
How many complaints does USAble Mutual Insurance Company have?
NAIC's public bulk data does not include a complaint-volume estimate for USAble Mutual Insurance Company - the carrier may be new, small, or file under a parent company. Absence of an estimate is missing data, not evidence of zero complaints.
How do I file a complaint against USAble Mutual Insurance Company?
File against USAble Mutual Insurance Company through your state's Department of Insurance or the NAIC consumer portal at naic.org.
Is USAble Mutual Insurance Company a good insurance company?
PlainInsurer's A grade for USAble Mutual Insurance Company reflects far fewer consumer problems than peers of its size relative to peers on published complaint and denial data.
What types of insurance does USAble Mutual Insurance Company offer?
Detailed line-of-business data isn't currently available for USAble Mutual Insurance Company. The carrier is licensed in 0 states.
Source: NAIC published complaint index + CMS Transparency in Coverage PY2026 Complaint index, reputation grade and per-state claim denial rates for USAble Mutual Insurance Company · 2024
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The full PlainInsurer extract, covering every insurer including USAble Mutual Insurance Company, is available as CSV and JSON. Underlying federal data is public domain; see our methodology for the compilation and grading method.
Data: NAIC published complaint index (2024) · CMS Transparency in Coverage PUF PY2026. Not affiliated with NAIC or CMS.
Every figure on PlainInsurer comes directly from NAIC MCAS and CMS Transparency in Coverage data; no editor types in numbers. See our editorial standards or methodology, or report an error. Data current as of 2026-08-11. Grades measure only the published complaint/denial data; we don't recommend any insurer or policy.