Complaint Score
46.4 of 100
Normalized by premium volume across 47 states
NAIC MCAS 2024 Grade C 47 states
Allstate Property
Allstate Property: 3,421 justified complaints across 47 states (NAIC MCAS 2024). Reputation grade C.
Part of Allstate
NAIC Code: 19232
Reputation grade C (composite score 46.4) — A=Excellent, F=Failing. Based on NAIC complaint ratios and CMS denial data.
Average — near industry median
What This Grade Means for You
Allstate Property has a complaint record roughly in line with the industry median. This means the number of complaints is proportional to the volume of business the company writes. While not a red flag, consumers may want to compare Allstate Property against higher-rated alternatives in their state before purchasing a policy.
Allstate Property's composite score of 46.4 is derived from complaint ratios and operational data across 47 states.
Data note: This data reflects complaints filed with state insurance departments and regulatory filings.
A high complaint ratio does not necessarily indicate illegal behavior. Large insurers receive more complaints by volume;
complaint ratios normalize by premium size. Always verify coverage decisions with your insurer or a licensed agent.
This page is informational and does not constitute financial, legal, or insurance advice.
Allstate Property appears in PlainInsurer's regulatory database with 3,421 justified complaints on file across 47 states under NAIC code 19232, operating as part of Allstate. The company's composite score of 46.4 translates to a reputation grade of C — this score combines NAIC complaint ratios, available CMS claim denial data, and Medicare Advantage prior authorization metrics where applicable. Lower composite scores indicate fewer consumer problems relative to company size; higher scores indicate more.
Looking at business mix, Allstate Property reports activity in 1 line of business (Home Insurance). Its complaint score of 46.4 — normalized by premium volume — is what regulators and consumer-protection groups use to compare insurers fairly across different company sizes.
For consumers evaluating Allstate Property, the practical implication is this: complaint ratio and denial data give a comparative view of how this insurer treats policyholders relative to peers, but they cannot predict your individual claim experience. The available data places Allstate Property near industry norms; comparing directly against named alternatives in your state is the next step. This page is not financial, legal, or insurance advice — verify all coverage terms with a licensed agent and consult your state's Department of Insurance for dispute or complaint procedures.
Total Complaints
3,421
47 states
Complaint Score 46.40 +4540% vs. avg
Composite Score
46.4
Higher = more complaints
Claim Denial Score
N/A of 100
Not yet available for this insurer
States Active
47 states
NAIC Code: 19232
Consumer Risk Level 46.4%
National median
Composite score of 46.4 — lower is better
Complaint Data by Line of Business
| Line | Complaints | Avg Complaint Ratio | States Active |
|---|---|---|---|
| Home Insurance | 3,421 | 1.34 +34% vs. avg
| 47 |
Top states by complaint volume
Top 5 states — Allstate Property consumer complaints
Source: NAIC Consumer Information Source (CIS) + CMS Medicare Advantage Star Ratings Insurer complaint counts and ratios for Allstate Property across all reported lines of business and states · 2023 NAIC CIS aggregates state-DOI consumer complaints; complaint ratios normalize against premium volume so absolute counts and ratios can diverge. Reputation grade derived from PlainInsurer methodology applied to NAIC data.
State Presence (47 states)
AL 73 complaints AK 73 complaints AZ 73 complaints AR 73 complaints CA 73 complaints CO 73 complaints CT 73 complaints DE 73 complaints FL 73 complaints GA 73 complaints HI 73 complaints ID 73 complaints IL 73 complaints IN 73 complaints IA 73 complaints KS 73 complaints KY 73 complaints LA 73 complaints ME 73 complaints MD 73 complaints MA 73 complaints MI 73 complaints MN 73 complaints MS 73 complaints MO 73 complaints MT 73 complaints NE 73 complaints NV 73 complaints NH 73 complaints NJ 73 complaints NM 73 complaints NY 73 complaints NC 73 complaints ND 73 complaints OH 73 complaints OK 73 complaints OR 73 complaints PA 73 complaints RI 73 complaints SC 73 complaints SD 73 complaints TN 73 complaints TX 73 complaints UT 73 complaints VT 73 complaints VA 73 complaints WA 73 complaints
Understanding Your Rights
If you have a dispute with Allstate Property or any insurer, you have the right to file a complaint with your state's insurance commissioner. State regulators investigate consumer complaints, mediate disputes, and can take enforcement action against companies that violate insurance laws.
The NAIC's complaint filing page provides direct links to every state insurance department. Complaints can typically be filed online and are tracked as part of the public record that informs the complaint ratios shown on this page.
The data presented here covers all lines of business — auto, home, health, and life insurance. Complaint ratios are normalized by premium volume so that larger companies are not penalized simply for writing more policies.
Frequently Asked Questions
What does Allstate Property's C grade mean?
Allstate Property received a grade of C, which means "Average — near industry median." This grade is calculated from the company's NAIC complaint ratio (normalized by premium volume), CMS claim denial rates where available, and Medicare Advantage prior authorization data. Consumers may want to compare this insurer against higher-graded alternatives in their state.
How many complaints does Allstate Property have?
Allstate Property has 3,421 total complaints on record across 47 states, based on NAIC Market Conduct Annual Statement (MCAS) data. The raw complaint count alone does not tell the full story — larger insurers naturally receive more complaints. PlainInsurer uses complaint ratios (complaints per premium dollar) to compare companies fairly.
How do I file a complaint against Allstate Property?
To file a complaint against Allstate Property, contact your state's Department of Insurance. Every state has an insurance commissioner's office that accepts consumer complaints — you can typically file online, by phone, or by mail. The National Association of Insurance Commissioners (NAIC) also provides a central complaint portal at naic.org. Document your policy number, claim number, dates of communication, and the specific issue before filing. Your state regulator can investigate and mediate disputes between you and Allstate Property.
Is Allstate Property a good insurance company?
Whether Allstate Property is a good choice depends on your coverage needs, state, and budget. PlainInsurer gives Allstate Property a C grade based on complaint ratios and denial data. Always compare quotes from multiple carriers and check complaint data for your specific state and line of coverage.
What types of insurance does Allstate Property offer?
Based on NAIC filing data, Allstate Property operates in 1 line of business: Home Insurance. Coverage availability varies by state — Allstate Property is licensed in 47 states. Check directly with Allstate Property or your state's Department of Insurance for specific policy options in your area.
How does Allstate Property compare to other insurers?
Allstate Property's complaint data can be compared against other insurers using PlainInsurer's complaint ratio rankings. With a C grade, Allstate Property ranks near the industry average for consumer complaints. To compare specific lines of coverage, visit the line-of-business rankings. For state-level comparisons, check the state pages where Allstate Property operates.
Insurance Guides
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⚖️ Understand what the numbers mean for Allstate Property
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Compare Allstate Property Against Another Insurer
See a side-by-side complaint ratio and denial rate comparison.
Data: NAIC MCAS 2024 industry scorecards · CMS Transparency in Coverage PUF PY2025 · CMS Medicare Advantage analysis (CMS OIG OEI-09-22-00380, KFF 2023).
Not affiliated with NAIC or CMS.
Read our methodology — how this data is sourced, computed, and verified.
All federal data sources used on this page
- U.S. Census Bureau ACS — demographic + housing + income data. census.gov/programs-surveys/acs
- BLS Occupational Employment and Wage Statistics (OEWS) — wage + employment by occupation. bls.gov/oes
- BEA Regional Economic Accounts — GDP + personal income by state/metro. bea.gov/data/regional
- U.S. Census Bureau County Business Patterns — establishment + employment by industry. census.gov/cbp
- IRS Statistics of Income (SOI) — tax-return aggregate data. irs.gov/statistics
- data.gov — U.S. federal open-data portal — discovery layer for additional federal sources. data.gov
Related to Allstate Property
Primary data: NAIC Market Conduct Annual Statement (MCAS) 2024. Medicare Advantage figures: CMS Office of Inspector General audit OEI-09-22-00380 and KFF 2023 Medicare Advantage analysis. Methodology and computation by PlainInsurer Editorial — see methodology.