Reputation grade
C
Peer-relative, A–F
Insurer profile · NAIC + CMS
Blue Care Network of Michigan
Blue Care Network of Michigan's complaint record, claim-denial rate and reputation grade, drawn from published NAIC complaint data and CMS Transparency in Coverage.
- C
- Reputation grade
- 20.6%
- Claims denied
- 1
- States (CMS data)
The verdict
Blue Care Network of Michigan earns a C reputation grade - a record near the industry median, according to CMS Transparency in Coverage filings, 20.6% of its marketplace claims were denied across 1 state.
- C
- reputation grade
- 20.6%
- claims denied (CMS)
NAIC complaint index
N/A
1.0 = market average; lower is better
Claim denial rate
20.6%
CMS, 1 states
Graded on 1 of 3 measures: claim denials. The score is rescaled across the measures available, so it is not directly comparable with a carrier graded on more of them.
How we calculated this grade →Other C-graded carriers in PlainInsurer's dataset include Liberty Mutual and Aetna (CVS Health), and the closest overall composite score to Blue Care Network of Michigan's 52.4 belongs to Highmark Blue Cross Blue Shield West Virginia (53.0), each rescaled across the measures that carrier reports.
Other C-graded insurers
Carriers with the same peer-relative reputation grade
| Insurer | Grade |
|---|---|
| Liberty Mutual | C |
| Aetna (CVS Health) | C |
| Allstate Property | C |
| AIG Homeowners | C |
| Allstate Insurance | C |
Closest composite score to Blue Care Network of Michigan
Carriers with the nearest overall composite score (52.4)
| Insurer | Composite score |
|---|---|
| Highmark Blue Cross Blue Shield West Virginia | 53.0 |
| Ambetter Health of Louisiana, Inc. | 51.4 |
| Blue Cross and Blue Shield of Alabama | 54.1 |
CMS marketplace filing
Reported appeal outcomes for Blue Care Network of Michigan
210
appeals filed
180
overturned (reported outcomes)
85.7%
of appeals with a reported outcome
The reported appeals on this profile come from Michigan (210 filed, 180 overturned).
CMS reports an overturn outcome for 210 of these 210 filed appeals; missing outcomes are excluded from the percentage. These filing totals are not a prediction for an individual appeal. View the CMS source ↗
What the data shows for Blue Care Network of Michigan
Blue Care Network of Michigan carries a C reputation grade in PlainInsurer's dataset, with a composite score of 52.4 (higher means more consumer friction relative to size). It does not yet carry enough NAIC complaint history for a normalized complaint index.
On the claims side, CMS Transparency-in-Coverage filings show Blue Care Network of Michigan denied 20.6% of marketplace claims across 1 reporting state - an elevated rate that warrants checking the plan's appeal-success record before enrolling.
See where Blue Care Network of Michigan sits against every reporting carrier in the claim-denial rate ranking.
Source: NAIC Consumer Information Source complaint data (2024). Source: CMS Transparency in Coverage PUF (PY2026), cms.gov.
Aggregates only, not advice. Full terms on the disclaimer.
Questions about Blue Care Network of Michigan
What does Blue Care Network of Michigan's grade mean?
Blue Care Network of Michigan received a grade of C, indicating a record near the industry median.
How many complaints does Blue Care Network of Michigan have?
NAIC's public bulk data does not include a complaint-volume estimate for Blue Care Network of Michigan - the carrier may be new, small, or file under a parent company. Absence of an estimate is missing data, not evidence of zero complaints.
How do I file a complaint against Blue Care Network of Michigan?
File against Blue Care Network of Michigan through your state's Department of Insurance or the NAIC consumer portal at naic.org.
Is Blue Care Network of Michigan a good insurance company?
PlainInsurer's C grade for Blue Care Network of Michigan reflects a record near the industry median relative to peers on published complaint and denial data.
What types of insurance does Blue Care Network of Michigan offer?
Detailed line-of-business data isn't currently available for Blue Care Network of Michigan. The carrier is licensed in 0 states.
Source: NAIC published complaint index + CMS Transparency in Coverage PY2026 Complaint index, reputation grade and per-state claim denial rates for Blue Care Network of Michigan · 2024
Share, download, and related pages for Blue Care Network of Michigan
Download the data behind this page
The full PlainInsurer extract, covering every insurer including Blue Care Network of Michigan, is available as CSV and JSON. Underlying federal data is public domain; see our methodology for the compilation and grading method.
Data: NAIC published complaint index (2024) · CMS Transparency in Coverage PUF PY2026. Not affiliated with NAIC or CMS.
Every figure on PlainInsurer comes directly from NAIC MCAS and CMS Transparency in Coverage data; no editor types in numbers. See our editorial standards or methodology, or report an error. Data current as of 2026-08-11. Grades measure only the published complaint/denial data; we don't recommend any insurer or policy.