Reputation grade
C
Peer-relative, A–F
Insurer profile · Cigna · NAIC + CMS
Cigna HealthCare of Arizona, Inc's complaint record, claim-denial rate and reputation grade, drawn from published NAIC complaint data and CMS Transparency in Coverage.
The verdict
Cigna HealthCare of Arizona, Inc earns a C reputation grade - a record near the industry median, according to CMS Transparency in Coverage filings, 21.4% of its marketplace claims were denied across 1 state.
Reputation grade
C
Peer-relative, A–F
NAIC complaint index
N/A
1.0 = market average; lower is better
Claim denial rate
21.4%
CMS, 1 states
Graded on 1 of 3 measures: claim denials. The score is rescaled across the measures available, so it is not directly comparable with a carrier graded on more of them.
How we calculated this grade →Other C-graded carriers in PlainInsurer's dataset include Liberty Mutual and Aetna (CVS Health), and the closest overall composite score to Cigna HealthCare of Arizona, Inc's 48.1 belongs to CareSource Indiana, Inc. (48.6), each rescaled across the measures that carrier reports.
Cigna HealthCare of Arizona, Inc is part of the Cigna family, alongside Cigna Health, Cigna Health and Life Insurance Company, Cigna HealthCare of North Carolina, Inc., Cigna HealthCare of Texas, Inc., and 1 more in PlainInsurer's dataset -- a shared parent doesn't mean shared performance, so check each subsidiary's own record before assuming they behave alike.
Carriers with the same peer-relative reputation grade
| Insurer | Grade |
|---|---|
| Liberty Mutual | C |
| Aetna (CVS Health) | C |
| Allstate Property | C |
| AIG Homeowners | C |
| Allstate Insurance | C |
Carriers with the nearest overall composite score (48.1)
| Insurer | Composite score |
|---|---|
| CareSource Indiana, Inc. | 48.6 |
| Aetna Life Insurance Company | 47.6 |
| Blue Cross Blue Shield of Illinois | 49.2 |
| Blue Cross and Blue Shield of Kansas City | 46.5 |
| Ambetter of North Carolina Inc. | 49.7 |
Cigna HealthCare of Arizona, Inc, part of Cigna, carries a C reputation grade in PlainInsurer's dataset, with a composite score of 48.1 (higher means more consumer friction relative to size). It does not yet carry enough NAIC complaint history for a normalized complaint index.
On the claims side, CMS Transparency-in-Coverage filings show Cigna HealthCare of Arizona, Inc denied 21.4% of marketplace claims across 1 reporting state - an elevated rate that warrants checking the plan's appeal-success record before enrolling.
See where Cigna HealthCare of Arizona, Inc sits against every reporting carrier in the claim-denial rate ranking.
Source: NAIC Consumer Information Source complaint data (2024). Source: CMS Transparency in Coverage PUF (PY2026), cms.gov.
Source: NAIC published complaint index + CMS Transparency in Coverage PY2026 Complaint index, reputation grade and per-state claim denial rates for Cigna HealthCare of Arizona, Inc · 2024
The full PlainInsurer extract, covering every insurer including Cigna HealthCare of Arizona, Inc, is available as CSV and JSON. Underlying federal data is public domain; see our methodology for the compilation and grading method.
Data: NAIC published complaint index (2024) · CMS Transparency in Coverage PUF PY2026. Not affiliated with NAIC or CMS.
Every figure on PlainInsurer comes directly from NAIC MCAS and CMS Transparency in Coverage data; no editor types in numbers. See our editorial standards or methodology, or report an error. Data current as of 2026-08-11. Grades measure only the published complaint/denial data; we don't recommend any insurer or policy.