Insurer profile · Elevance Health · NAIC + CMS

Healthy Alliance Life Co(Anthem BCBS)

Name: Healthy Alliance Life Co(Anthem BCBS) Insurance Complaint & Denial Data
Creator: PlainInsurer
License: https://creativecommons.org/publicdomain/zero/1.0

Healthy Alliance Life Co(Anthem BCBS)'s complaint record, claim-denial rate and reputation grade, drawn from published NAIC complaint data and CMS Transparency in Coverage.

Compiled by PlainInsurer, Public-data reference publisher · August 11, 2026

A
Reputation grade: 10.1%
Claims denied: 1
States (CMS data)

The verdict

Healthy Alliance Life Co(Anthem BCBS) earns a A reputation grade - far fewer consumer problems than peers of its size, according to CMS Transparency in Coverage filings, 10.1% of its marketplace claims were denied across 1 state.

A
reputation grade: 10.1%
claims denied (CMS)

Reputation grade A (composite score 91.4) - A=Excellent, F=Failing. Based on NAIC complaint ratios and CMS denial data.

Graded on 1 of 3 measures: claim denials. The score is rescaled across the measures available, so it is not directly comparable with a carrier graded on more of them.

How we calculated this grade →

NAIC CIS filing desk

NAIC NAIC A · 91.4

GRADE-A · INDEX-UNK · DENIAL-MID · RANK-UNK · PHOTO-SOLO · LINES-0 · BOOK-MID

GRADE-A A · 91.4
INDEX-UNK Index blank
DENIAL-MID 10.1% denied
RANK-UNK Rank pending
PHOTO-SOLO No peer gap
LINES-0 No lines
BOOK-MID 3/7 fields

Instrument codes from this carrier’s NAIC Consumer Information Source filing: grade band, complaint index, CMS denial band, corpus rank, photo-finish peer, line book, and field completeness. Not an official NAIC rating.

Healthy Alliance Life Co(Anthem BCBS) is part of the Elevance Health family, alongside Anthem / Elevance Health, Anthem Ins Companies Inc(Anthem BCBS), Community Insurance Company(Anthem BCBS), Compcare Health Serv Ins Co(Anthem BCBS), and 1 more in PlainInsurer's dataset -- a shared parent doesn't mean shared performance, so check each subsidiary's own record before assuming they behave alike.

CMS marketplace filing

Reported appeal outcomes for Healthy Alliance Life Co(Anthem BCBS)

270

appeals filed

overturned (reported outcomes)

36.3%

of appeals with a reported outcome

The reported appeals on this profile come from Missouri (270 filed, 98 overturned).

CMS reports an overturn outcome for 270 of these 270 filed appeals; missing outcomes are excluded from the percentage. These filing totals are not a prediction for an individual appeal. View the CMS source ↗

What the NAIC filing desk shows for Healthy Alliance Life Co(Anthem BCBS)

Healthy Alliance Life Co(Anthem BCBS)'s filing desk summarizes the NAIC complaint record and any CMS marketplace denial data on file.

See where Healthy Alliance Life Co(Anthem BCBS) sits against every reporting carrier in the claim-denial rate ranking. Appeal notes for Healthy Alliance Life Co(Anthem BCBS).

Nationwide insurers with similar scores or complaint volume

Two corpus-wide peer sets for Healthy Alliance Life Co(Anthem BCBS): nearest national-scale carriers by composite score and by NAIC complaint volume. These are cross-market neighborhoods, not the corporate-family list or same-grade chips above.

Similar composite score

Nearest carriers by composite score (91.4 here). Floored at 50+ complaints and 5+ states.

Northwestern Mutual Life 90.8 MassMutual 88.8 Guardian Life 88.4 New York Life 87.6

Aggregates only, not advice. Full terms on the disclaimer.

Questions about Healthy Alliance Life Co(Anthem BCBS)

What does Healthy Alliance Life Co(Anthem BCBS)'s grade mean?

Healthy Alliance Life Co(Anthem BCBS) received a grade of A, indicating far fewer consumer problems than peers of its size.

How many complaints does Healthy Alliance Life Co(Anthem BCBS) have?

NAIC's public bulk data does not include a complaint-volume estimate for Healthy Alliance Life Co(Anthem BCBS) - the carrier may be new, small, or file under a parent company. Absence of an estimate is missing data, not evidence of zero complaints.

How do I file a complaint against Healthy Alliance Life Co(Anthem BCBS)?

File against Healthy Alliance Life Co(Anthem BCBS) through your state's Department of Insurance or the NAIC consumer portal at naic.org.

Is Healthy Alliance Life Co(Anthem BCBS) a good insurance company?

PlainInsurer's A grade for Healthy Alliance Life Co(Anthem BCBS) reflects far fewer consumer problems than peers of its size relative to peers on published complaint and denial data.

What types of insurance does Healthy Alliance Life Co(Anthem BCBS) offer?

Detailed line-of-business data isn't currently available for Healthy Alliance Life Co(Anthem BCBS). The carrier is licensed in 0 states.

Source: NAIC published complaint index + CMS Transparency in Coverage PY2026 Complaint index, reputation grade and per-state claim denial rates for Healthy Alliance Life Co(Anthem BCBS) · 2024 Accessed 2026-03-29

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Download the data behind this page

The full PlainInsurer extract, covering every insurer including Healthy Alliance Life Co(Anthem BCBS), is available as CSV and JSON. Underlying federal data is public domain; see our methodology for the compilation and grading method.

Complaint-index dataset Download CSV Download JSON Read the data documentation

Data: NAIC published complaint index (2024) · CMS Transparency in Coverage PUF PY2026. Not affiliated with NAIC or CMS.

Every figure on PlainInsurer comes directly from NAIC MCAS and CMS Transparency in Coverage data; no editor types in numbers. See our editorial standards or methodology, or report an error. Data current as of 2026-08-11. Grades measure only the published complaint/denial data; we don't recommend any insurer or policy.