Reputation grade
A
Peer-relative, A–F
Insurer profile · NAIC + CMS
MercyCare HMO, Inc.
MercyCare HMO, Inc.'s complaint record, claim-denial rate and reputation grade, drawn from published NAIC complaint data and CMS Transparency in Coverage.
- A
- Reputation grade
- 9.9%
- Claims denied
- 1
- States (CMS data)
The verdict
MercyCare HMO, Inc. earns a A reputation grade - far fewer consumer problems than peers of its size, according to CMS Transparency in Coverage filings, 9.9% of its marketplace claims were denied across 1 state.
- A
- reputation grade
- 9.9%
- claims denied (CMS)
NAIC complaint index
N/A
1.0 = market average; lower is better
Claim denial rate
9.9%
CMS, 1 states
Graded on 1 of 3 measures: claim denials. The score is rescaled across the measures available, so it is not directly comparable with a carrier graded on more of them.
How we calculated this grade →Other A-graded carriers in PlainInsurer's dataset include Lincoln National Life and Principal Financial, and the closest overall composite score to MercyCare HMO, Inc.'s 90.3 belongs to Taro Health Plan of Oklahoma, Inc. (90.3), each rescaled across the measures that carrier reports.
Other A-graded insurers
Carriers with the same peer-relative reputation grade
| Insurer | Grade |
|---|---|
| Lincoln National Life | A |
| Principal Financial | A |
| TIAA Life | A |
| Mutual of Omaha | A |
| USAA Homeowners | A |
Closest composite score to MercyCare HMO, Inc.
Carriers with the nearest overall composite score (90.3)
| Insurer | Composite score |
|---|---|
| Taro Health Plan of Oklahoma, Inc. | 90.3 |
| Northwestern Mutual Life | 90.8 |
| Montana Health Cooperative | 89.7 |
| Common Ground Healthcare Cooperative | 89.7 |
| Healthy Alliance Life Co(Anthem BCBS) | 91.4 |
What the data shows for MercyCare HMO, Inc.
MercyCare HMO, Inc. carries a A reputation grade in PlainInsurer's dataset, with a composite score of 90.3 (higher means more consumer friction relative to size). It does not yet carry enough NAIC complaint history for a normalized complaint index.
On the claims side, CMS Transparency-in-Coverage filings show MercyCare HMO, Inc. denied 9.9% of marketplace claims across 1 reporting state - a moderate rate that still varies by plan design and network.
See where MercyCare HMO, Inc. sits against every reporting carrier in the claim-denial rate ranking.
Source: NAIC Consumer Information Source complaint data (2024). Source: CMS Transparency in Coverage PUF (PY2026), cms.gov.
Aggregates only, not advice. Full terms on the disclaimer.
Questions about MercyCare HMO, Inc.
What does MercyCare HMO, Inc.'s grade mean?
MercyCare HMO, Inc. received a grade of A, indicating far fewer consumer problems than peers of its size.
How many complaints does MercyCare HMO, Inc. have?
NAIC's public bulk data does not include a complaint-volume estimate for MercyCare HMO, Inc. - the carrier may be new, small, or file under a parent company. Absence of an estimate is missing data, not evidence of zero complaints.
How do I file a complaint against MercyCare HMO, Inc.?
File against MercyCare HMO, Inc. through your state's Department of Insurance or the NAIC consumer portal at naic.org.
Is MercyCare HMO, Inc. a good insurance company?
PlainInsurer's A grade for MercyCare HMO, Inc. reflects far fewer consumer problems than peers of its size relative to peers on published complaint and denial data.
What types of insurance does MercyCare HMO, Inc. offer?
Detailed line-of-business data isn't currently available for MercyCare HMO, Inc.. The carrier is licensed in 0 states.
Source: NAIC published complaint index + CMS Transparency in Coverage PY2026 Complaint index, reputation grade and per-state claim denial rates for MercyCare HMO, Inc. · 2024
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Download the data behind this page
The full PlainInsurer extract, covering every insurer including MercyCare HMO, Inc., is available as CSV and JSON. Underlying federal data is public domain; see our methodology for the compilation and grading method.
Data: NAIC published complaint index (2024) · CMS Transparency in Coverage PUF PY2026. Not affiliated with NAIC or CMS.
Every figure on PlainInsurer comes directly from NAIC MCAS and CMS Transparency in Coverage data; no editor types in numbers. See our editorial standards or methodology, or report an error. Data current as of 2026-08-11. Grades measure only the published complaint/denial data; we don't recommend any insurer or policy.