Reputation grade
F
Peer-relative, A–F
Insurer profile · NAIC + CMS
Oscar Buckeye State Insurance Corp.'s complaint record, claim-denial rate and reputation grade, drawn from published NAIC complaint data and CMS Transparency in Coverage.
The verdict
Oscar Buckeye State Insurance Corp. earns a F reputation grade - a significantly worse record than peers, according to CMS Transparency in Coverage filings, 36.4% of its marketplace claims were denied across 1 state.
Reputation grade
F
Peer-relative, A–F
NAIC complaint index
N/A
1.0 = market average; lower is better
Claim denial rate
36.4%
CMS, 1 states
Graded on 1 of 3 measures: claim denials. The score is rescaled across the measures available, so it is not directly comparable with a carrier graded on more of them.
How we calculated this grade →CMS marketplace filing
The reported appeals on this profile come from Ohio (18,709 filed, 4,700 overturned).
CMS reports an overturn outcome for 18,709 of these 18,709 filed appeals; missing outcomes are excluded from the percentage. These filing totals are not a prediction for an individual appeal. View the CMS source ↗
Oscar Buckeye State Insurance Corp. carries a F reputation grade in PlainInsurer's dataset, with a composite score of 3.8 (higher means more consumer friction relative to size). It does not yet carry enough NAIC complaint history for a normalized complaint index.
On the claims side, CMS Transparency-in-Coverage filings show Oscar Buckeye State Insurance Corp. denied 36.4% of marketplace claims across 1 reporting state - an elevated rate that warrants checking the plan's appeal-success record before enrolling.
See where Oscar Buckeye State Insurance Corp. sits against every reporting carrier in the claim-denial rate ranking.
Source: NAIC Consumer Information Source complaint data (2024). Source: CMS Transparency in Coverage PUF (PY2026), cms.gov.
Other F-graded carriers in PlainInsurer's dataset include Kemper Auto and Root Insurance, and the closest overall composite score to Oscar Buckeye State Insurance Corp.'s 3.8 belongs to Molina Healthcare of Illinois, Inc. (4.3), each rescaled across the measures that carrier reports.
Carriers with the same peer-relative reputation grade
| Insurer | Grade |
|---|---|
| Kemper Auto | F |
| Root Insurance | F |
| Dairyland Insurance (Sentry) | F |
| Hippo Insurance | F |
| Esurance (Allstate) | F |
Carriers with the nearest overall composite score (3.8)
| Insurer | Composite score |
|---|---|
| Molina Healthcare of Illinois, Inc. | 4.3 |
| Select Health of South Carolina | 3.2 |
| Citizens Property Insurance (FL) | 2.8 |
| CareSource North Carolina Co. | 2.7 |
Source: NAIC published complaint index + CMS Transparency in Coverage PY2026 Complaint index, reputation grade and per-state claim denial rates for Oscar Buckeye State Insurance Corp. · 2024
The full PlainInsurer extract, covering every insurer including Oscar Buckeye State Insurance Corp., is available as CSV and JSON. Underlying federal data is public domain; see our methodology for the compilation and grading method.
Data: NAIC published complaint index (2024) · CMS Transparency in Coverage PUF PY2026. Not affiliated with NAIC or CMS.
Every figure on PlainInsurer comes directly from NAIC MCAS and CMS Transparency in Coverage data; no editor types in numbers. See our editorial standards or methodology, or report an error. Data current as of 2026-08-11. Grades measure only the published complaint/denial data; we don't recommend any insurer or policy.