Insurer profile · NAIC + CMS

Sunshine State Health Plan

Sunshine State Health Plan's complaint record, claim-denial rate and reputation grade, drawn from published NAIC complaint data and CMS Transparency in Coverage.

C
Reputation grade
19.7%
Claims denied
1
States (CMS data)

The verdict

Sunshine State Health Plan earns a C reputation grade - a record near the industry median, according to CMS Transparency in Coverage filings, 19.7% of its marketplace claims were denied across 1 state.

C
reputation grade
19.7%
claims denied (CMS)
CCC
Reputation grade C (composite score 58.4) - A=Excellent, F=Failing. Based on NAIC complaint ratios and CMS denial data.

Graded on 1 of 3 measures: claim denials. The score is rescaled across the measures available, so it is not directly comparable with a carrier graded on more of them.

How we calculated this grade →

NAIC CIS filing desk

NAIC NAIC C · 58.4

GRADE-C · INDEX-UNK · DENIAL-ELEV · RANK-UNK · PHOTO-SOLO · LINES-0 · BOOK-MID

  • GRADE-C C · 58.4
  • INDEX-UNK Index blank
  • DENIAL-ELEV 19.7% denied
  • RANK-UNK Rank pending
  • PHOTO-SOLO No peer gap
  • LINES-0 No lines
  • BOOK-MID 3/7 fields

Instrument codes from this carrier’s NAIC Consumer Information Source filing: grade band, complaint index, CMS denial band, corpus rank, photo-finish peer, line book, and field completeness. Not an official NAIC rating.

CMS marketplace filing

Reported appeal outcomes for Sunshine State Health Plan

437
appeals filed
0
overturned (reported outcomes)
N/A
of appeals with a reported outcome

The reported appeals on this profile come from Florida (437 filed, outcome not reported).

CMS reports an overturn outcome for 0 of these 437 filed appeals; missing outcomes are excluded from the percentage. These filing totals are not a prediction for an individual appeal. View the CMS source ↗

What the NAIC filing desk shows for Sunshine State Health Plan

Sunshine State Health Plan's filing desk summarizes the NAIC complaint record and any CMS marketplace denial data on file.

See where Sunshine State Health Plan sits against every reporting carrier in the claim-denial rate ranking. Appeal notes for Sunshine State Health Plan.

Nationwide insurers with similar scores or complaint volume

Two corpus-wide peer sets for Sunshine State Health Plan: nearest national-scale carriers by composite score and by NAIC complaint volume. These are cross-market neighborhoods, not the corporate-family list or same-grade chips above.

Similar composite score

Nearest carriers by composite score (58.4 here). Floored at 50+ complaints and 5+ states.

Aggregates only, not advice. Full terms on the disclaimer.

Questions about Sunshine State Health Plan

What does Sunshine State Health Plan's grade mean?
Sunshine State Health Plan received a grade of C, indicating a record near the industry median.
How many complaints does Sunshine State Health Plan have?
NAIC's public bulk data does not include a complaint-volume estimate for Sunshine State Health Plan - the carrier may be new, small, or file under a parent company. Absence of an estimate is missing data, not evidence of zero complaints.
How do I file a complaint against Sunshine State Health Plan?
File against Sunshine State Health Plan through your state's Department of Insurance or the NAIC consumer portal at naic.org.
Is Sunshine State Health Plan a good insurance company?
PlainInsurer's C grade for Sunshine State Health Plan reflects a record near the industry median relative to peers on published complaint and denial data.
What types of insurance does Sunshine State Health Plan offer?
Detailed line-of-business data isn't currently available for Sunshine State Health Plan. The carrier is licensed in 0 states.

Source: NAIC published complaint index + CMS Transparency in Coverage PY2026 Complaint index, reputation grade and per-state claim denial rates for Sunshine State Health Plan · 2024

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The full PlainInsurer extract, covering every insurer including Sunshine State Health Plan, is available as CSV and JSON. Underlying federal data is public domain; see our methodology for the compilation and grading method.

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Data: NAIC published complaint index (2024) · CMS Transparency in Coverage PUF PY2026. Not affiliated with NAIC or CMS.

Every figure on PlainInsurer comes directly from NAIC MCAS and CMS Transparency in Coverage data; no editor types in numbers. See our editorial standards or methodology, or report an error. Data current as of 2026-08-11. Grades measure only the published complaint/denial data; we don't recommend any insurer or policy.