Insurer profile · Hartford Financial · NAIC + CMS

The Hartford Auto

The Hartford Auto's complaint record, claim-denial rate and reputation grade, drawn from published NAIC complaint data and CMS Transparency in Coverage.

C
Reputation grade
1.05
Complaint index
50
States active

The verdict

The Hartford Auto earns a C reputation grade - a record near the industry median, according to the NAIC's published complaint index, its ratio runs 1.05, near the 1.0 market average.

C
reputation grade
1.05
NAIC complaint index
CCC
Reputation grade C (composite score 58.0) - A=Excellent, F=Failing. Based on NAIC complaint ratios and CMS denial data.

Graded on 1 of 3 measures: NAIC complaints. The score is rescaled across the measures available, so it is not directly comparable with a carrier graded on more of them.

How we calculated this grade →

NAIC CIS filing desk

NAIC 22357 C · 58.0

GRADE-C · INDEX-MID · DENIAL-NONE · RANK-MID · NEAR-PEER · LINES-1 · BOOK-RICH

  • GRADE-C C · 58.0
  • INDEX-MID 1.05
  • DENIAL-NONE No CMS file
  • RANK-MID #37/72
  • NEAR-PEER BCBS of Illinois · C
  • LINES-1 1 line
  • BOOK-RICH 6/7 fields

Nearest complaint-index peer: BCBS of Illinois (±0.07 index pts)

Instrument codes from this carrier’s NAIC Consumer Information Source filing: grade band, complaint index, CMS denial band, corpus rank, photo-finish peer, line book, and field completeness. Not an official NAIC rating.

Complaint-index neighbourhood around The Hartford Auto

Quietest and hottest poles plus nearest index peers, not a full NAIC corpus board reprint.

The Hartford Auto - complaint index neighbourhood

complaint index

What this shows According to PlainInsurer's dataset, The Hartford Auto has a lower (better) NAIC complaint index than 49% of the 72 rated insurers it tracks and ranks #8 of 21 carriers by complaint ratio in Auto Insurance.

Source NAIC published complaint index (2024) As of 2026

Where The Hartford Auto sits on complaints

complaint index

What this shows The Hartford Auto's complaint index of 1.05 is 5% above the 1.0 market average for a carrier of its size.

Source NAIC published complaint index (2024) As of 2024

The Hartford Auto vs. the full rated-insurer dataset

105% 49th percentile more affordable than 49% of 72 rated insurers

The Hartford Auto 0% 425% all rated insurers, bucketed by value

Each bar is a band; taller bars hold more rated insurers. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source NAIC published complaint index (2024) · 2024

Scale vs. complaint-adjusted score

NAIC complaint counts with PlainInsurer composite scores (multi-vintage: NAIC MCAS + CMS TiC/MA when present), 72 rated insurers 2×2 strategic matrix plotting 30 entities by Total complaints → (X) and Composite score (higher = more friction) → (Y), with a crosshair dividing the plot into four quadrants. Large, high frictionSmall, high frictionLarge, low frictionSmall, low friction 02,0004,0006,0008,000 60708090100 Total complaints → Composite score (higher = more friction) →
NAIC complaint counts with PlainInsurer composite scores (multi-vintage: NAIC MCAS + CMS TiC/MA when present), 72 rated insurers

Complaint record by line of business

Line Est. complaints Complaint index States active
Auto Insurance ~6,496 1.05 50

What the NAIC filing desk shows for The Hartford Auto

According to PlainInsurer's dataset, The Hartford Auto has a lower (better) NAIC complaint index than 49% of the 72 rated insurers it tracks and ranks #8 of 21 carriers by complaint ratio in Auto Insurance.

The Hartford Auto is outside the CMS marketplace file, but the claim-denial rate ranking shows what that data reports for the carriers it does cover. How complaint indexes place The Hartford Auto.

The Hartford Auto carries an A.M. Best Financial Strength Rating of A+ (Superior) as of July 2026 (claims-paying ability, not complaint or service quality). Source: AM Best.

Nationwide insurers with similar scores or complaint volume

Two corpus-wide peer sets for The Hartford Auto: nearest national-scale carriers by composite score and by NAIC complaint volume. These are cross-market neighborhoods, not the corporate-family list or same-grade chips above.

Similar composite score

Nearest carriers by composite score (58.0 here). Floored at 50+ complaints and 5+ states.

Similar complaint volume

Nearest carriers by NAIC complaint count (6,496 here). Deduped against the score peers so the two sets stay distinct.

Aggregates only, not advice. Full terms on the disclaimer.

Questions about The Hartford Auto

What does The Hartford Auto's grade mean?
The Hartford Auto received a grade of C, indicating a record near the industry median.
How many complaints does The Hartford Auto have?
PlainInsurer estimates The Hartford Auto's complaint volume at roughly 6,496 across 50 states, derived from its published NAIC complaint index and market footprint (NAIC does not release exact per-company complaint counts via public bulk data).
How do I file a complaint against The Hartford Auto?
File against The Hartford Auto through your state's Department of Insurance or the NAIC consumer portal at naic.org.
Is The Hartford Auto a good insurance company?
PlainInsurer's C grade for The Hartford Auto reflects a record near the industry median relative to peers on published complaint and denial data.
What types of insurance does The Hartford Auto offer?
Based on NAIC filing data, The Hartford Auto reports activity in 1 line of business: Auto Insurance. Availability varies by state.

Verify The Hartford Auto

The Hartford Auto is filed with the NAIC under company number 22357. Search that number directly in the NAIC's own public consumer-information tool to cross-check this page against the primary source.

Verify on NAIC Consumer Information Source

Source: NAIC published complaint index data Complaint index, reputation grade for The Hartford Auto · 2024

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The full PlainInsurer extract, covering every insurer including The Hartford Auto, is available as CSV and JSON. Underlying federal data is public domain; see our methodology for the compilation and grading method.

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Data: NAIC published complaint index (2024). Not affiliated with NAIC or CMS.

Every figure on PlainInsurer comes directly from NAIC MCAS and CMS Transparency in Coverage data; no editor types in numbers. See our editorial standards or methodology, or report an error. Data current as of 2026-08-11. Grades measure only the published complaint/denial data; we don't recommend any insurer or policy.