Insurer profile · Highmark · NAIC + CMS

Highmark BCBSD Inc.

Highmark BCBSD Inc.'s complaint record, claim-denial rate and reputation grade, drawn from published NAIC complaint data and CMS Transparency in Coverage.

C
Reputation grade
19.4%
Claims denied
1
States (CMS data)

The verdict

Highmark BCBSD Inc. earns a C reputation grade - a record near the industry median, according to CMS Transparency in Coverage filings, 19.4% of its marketplace claims were denied across 1 state.

C
reputation grade
19.4%
claims denied (CMS)
CCC
Reputation grade C (composite score 58.9) - A=Excellent, F=Failing. Based on NAIC complaint ratios and CMS denial data.

Graded on 1 of 3 measures: claim denials. The score is rescaled across the measures available, so it is not directly comparable with a carrier graded on more of them.

How we calculated this grade →

NAIC CIS filing desk

NAIC NAIC C · 58.9

GRADE-C · INDEX-UNK · DENIAL-ELEV · RANK-UNK · PHOTO-SOLO · LINES-0 · BOOK-MID

  • GRADE-C C · 58.9
  • INDEX-UNK Index blank
  • DENIAL-ELEV 19.4% denied
  • RANK-UNK Rank pending
  • PHOTO-SOLO No peer gap
  • LINES-0 No lines
  • BOOK-MID 3/7 fields

Instrument codes from this carrier’s NAIC Consumer Information Source filing: grade band, complaint index, CMS denial band, corpus rank, photo-finish peer, line book, and field completeness. Not an official NAIC rating.

Highmark BCBSD Inc. is part of the Highmark family, alongside Highmark Health and Highmark Blue Cross Blue Shield West Virginia in PlainInsurer's dataset -- a shared parent doesn't mean shared performance, so check each subsidiary's own record before assuming they behave alike.

CMS marketplace filing

Reported appeal outcomes for Highmark BCBSD Inc.

222
appeals filed
68
overturned (reported outcomes)
30.6%
of appeals with a reported outcome

The reported appeals on this profile come from Delaware (222 filed, 68 overturned).

CMS reports an overturn outcome for 222 of these 222 filed appeals; missing outcomes are excluded from the percentage. These filing totals are not a prediction for an individual appeal. View the CMS source ↗

What the NAIC filing desk shows for Highmark BCBSD Inc.

Highmark BCBSD Inc.'s filing desk summarizes the NAIC complaint record and any CMS marketplace denial data on file.

See where Highmark BCBSD Inc. sits against every reporting carrier in the claim-denial rate ranking. Appeal notes for Highmark BCBSD.

Nationwide insurers with similar scores or complaint volume

Two corpus-wide peer sets for Highmark BCBSD Inc.: nearest national-scale carriers by composite score and by NAIC complaint volume. These are cross-market neighborhoods, not the corporate-family list or same-grade chips above.

Similar composite score

Nearest carriers by composite score (58.9 here). Floored at 50+ complaints and 5+ states.

Aggregates only, not advice. Full terms on the disclaimer.

Questions about Highmark BCBSD Inc.

What does Highmark BCBSD Inc.'s grade mean?
Highmark BCBSD Inc. received a grade of C, indicating a record near the industry median.
How many complaints does Highmark BCBSD Inc. have?
NAIC's public bulk data does not include a complaint-volume estimate for Highmark BCBSD Inc. - the carrier may be new, small, or file under a parent company. Absence of an estimate is missing data, not evidence of zero complaints.
How do I file a complaint against Highmark BCBSD Inc.?
File against Highmark BCBSD Inc. through your state's Department of Insurance or the NAIC consumer portal at naic.org.
Is Highmark BCBSD Inc. a good insurance company?
PlainInsurer's C grade for Highmark BCBSD Inc. reflects a record near the industry median relative to peers on published complaint and denial data.
What types of insurance does Highmark BCBSD Inc. offer?
Detailed line-of-business data isn't currently available for Highmark BCBSD Inc.. The carrier is licensed in 0 states.

Source: NAIC published complaint index + CMS Transparency in Coverage PY2026 Complaint index, reputation grade and per-state claim denial rates for Highmark BCBSD Inc. · 2024

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The full PlainInsurer extract, covering every insurer including Highmark BCBSD Inc., is available as CSV and JSON. Underlying federal data is public domain; see our methodology for the compilation and grading method.

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Data: NAIC published complaint index (2024) · CMS Transparency in Coverage PUF PY2026. Not affiliated with NAIC or CMS.

Every figure on PlainInsurer comes directly from NAIC MCAS and CMS Transparency in Coverage data; no editor types in numbers. See our editorial standards or methodology, or report an error. Data current as of 2026-08-11. Grades measure only the published complaint/denial data; we don't recommend any insurer or policy.