Tower Hill Insurance

Tower Hill Insurance appears in PlainInsurer's regulatory database with 876 justified complaints on file across 3 states under NAIC code 18082, operating as part of Tower Hill. The company's composite score of 15.2 translates to a reputation grade of F — this score combines NAIC complaint ratios, available CMS claim denial data, and Medicare Advantage prior authorization metrics where applicable. Lower composite scores indicate fewer consumer problems relative to company size; higher scores indicate more.

Looking at business mix, Tower Hill Insurance reports activity in 1 line of business (Home Insurance). Its complaint score of 15.2 — normalized by premium volume — is what regulators and consumer-protection groups use to compare insurers fairly across different company sizes.

For consumers evaluating Tower Hill Insurance, the practical implication is this: complaint ratio and denial data give a comparative view of how this insurer treats policyholders relative to peers, but they cannot predict your individual claim experience. The current F grade signals above-average consumer friction at Tower Hill Insurance — review the state-by-state breakdown below and compare against peer insurers before committing to a policy. This page is not financial, legal, or insurance advice — verify all coverage terms with a licensed agent and consult your state's Department of Insurance for dispute or complaint procedures.